Allstar Financial Group

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Allstar Financial Group

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Shopping Center Insurance

Shopping Center Insurance

Allstar Financial Group, a trusted Managing General Underwriter and Excess & Surplus Lines Broker, offers a specialized Shopping Center Insurance program designed for a range of commercial real estate exposures. Through its Allstar Underwriters division, the program provides agents and brokers access to flexible and competitive coverage options for shopping centers and similar retail properties. With streamlined quoting and binding processes, Allstar helps you get your clients covered quickly and efficiently.

Ideal Accounts and Target Classes

This program is tailored for a wide range of commercial property types including:

Retail strip centers and shopping plazas
Mixed-use buildings with retail and office components
Vacant commercial properties
Wholesale and institutional occupancies
Habitational and contractor-related risks

Whether your client owns a small neighborhood shopping center or a multi-tenant retail complex, this program can accommodate a wide variety of risks and occupancies.

Coverage Highlights and Advantages

Allstar’s Shopping Center Insurance program offers modular coverage options including Property, General Liability, Liquor Liability, and Umbrella. You can write monoline or package policies depending on your client's needs.

Property Coverage:

Total Insured Value (TIV) up to $5 million per location
No coinsurance options available (subject to risk type)

Available for a variety of occupancies including vacant properties

Casualty Coverage:

Minimum premium starting at $500
Primary liability limits up to $5 million per occurrence/aggregate
Project-specific policies available
Customizable endorsements including:
- Blanket Additional Insured
- Waiver of Subrogation
- Primary and Non-Contributory wording
- Per project/per location aggregate
- Hired & Non-Owned Auto (select classes)
- Miscellaneous professional liability (select classes)

Umbrella Coverage:

Limits available up to $5 million
Minimum premium starting at $750
Available on supported or unsupported basis
Underlying carrier requirements:
- Auto/GL: AM Best rating of A-VI or better
- Employers Liability: AM Best rating of B++ or better
Required GL limits: $1 million/$2 million/$2 million

Underwriting Notes and Territories

This program is available in most states, with a focus on the Southeast including AL, GA, LA, MS, NC, SC, TN, and VA. Minimum premiums vary by line and class of business, starting at $500 for General Liability and $750 for Umbrella. Allstar works with multiple carrier partners to find the best fit for your client's risk profile.

Why Work With Allstar Financial Group?

Allstar Financial Group brings decades of underwriting expertise and market access to independent agents and brokers looking to place challenging or niche commercial real estate risks. Their streamlined process, flexible underwriting, and broad appetite make them a go-to partner for Shopping Center Insurance placements. Whether you're working with a new retail development or an older, partially vacant shopping strip, Allstar can help you find a competitive solution.

Frequently Asked Questions

What types of accounts are a good fit for this Shopping Center Insurance program?

Ideal accounts include retail strip centers, mixed-use retail/office properties, vacant commercial buildings, and wholesale or institutional occupancies.

Can I write monoline property or liability coverage through this program?

Yes, Allstar offers both monoline and package options for property and casualty coverages depending on the needs of your client.

Are vacant shopping centers eligible for coverage?

Yes, vacant properties are within the program’s appetite, subject to underwriting review and risk characteristics.

What are the minimum premiums for this program?

Minimum premiums start at $500 for General Liability and $750 for Umbrella coverage, though they may vary based on risk class and territory.

In which states is this program available?

The program is available in most states, with a focus on AL, GA, LA, MS, NC, SC, TN, and VA.

Need help placing an account? Connect with a market specialist.

U.S. States Available

U.S. States Available:

Provider Type:

Managing General Underwriter and Excess & Surplus Lines Broker

Admitted:

Most Available States

Carriers:

Carrier Ratings:

A

Commission:

-

Min Premium:

varies

Coverages:

Operators of Shopping Centers Insurance Property Owners: Shopping Centers Insurance Shopping Centers Insurance Shopping Centers (Commercial Umbrella) Insurance Shopping Centers Pollution Coverage Insurance Shopping Centers Umbrella Liability Insurance Shopping Malls and Centers Insurance

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Allstar Financial Group has other insurance programs like Apartment/Condo Insurance.

Allstar Financial Group

Allstar Financial Group

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Shopping Center Insurance

Frequently Asked Questions

What types of accounts are a good fit for this Shopping Center Insurance program?

Can I write monoline property or liability coverage through this program?

Are vacant shopping centers eligible for coverage?

What are the minimum premiums for this program?

In which states is this program available?

U.S. States Available