Overview of the Program From Allstar Underwriters
Allstar Underwriters focuses on commercial transportation and auto-related risks. With access to multiple A-rated carriers and a flexible underwriting approach, we help agency partners secure coverage for a broad range of commercial auto operations. Whether you are placing a single-vehicle owner-operator or a small fleet, our underwriters provide fast quotes and hands-on support to get accounts bound quickly.
Ideal Accounts and Appetite
We currently write business in North Carolina and are interested in a variety of commercial auto classes, including:
- Contractors with light- to medium-duty trucks and vans
- Artisan trades such as electricians, plumbers, and HVAC professionals
- Local delivery services and couriers
- Small fleet accounts with solid loss histories
- Owner-operators and small business fleets needing physical damage and liability coverage
You might have a client who runs a small HVAC company with three service vans or a bakery that makes daily local deliveries—both are examples of accounts this program can often support.
Coverage Highlights and Advantages
- Premium financing available
- Liability limits up to $1,000,000
- Physical damage coverage options
- A-rated carriers
- 12% commission on new business
- Easy online quoting system
Our carrier partners offer strong financial stability and competitive pricing, allowing you to present reliable options to insureds. Premium financing helps clients manage cash flow while securing the coverage they need. The online quoting system speeds placement and reduces back-and-forth.
Underwriting Notes and Minimum Premiums
Minimum premiums vary by class, vehicle type, and driving radius. To improve turnaround and accuracy, submit a complete application plus motor vehicle reports (MVRs) and loss runs when available. Our underwriters will review exposure details and work with you to find the best admitted or non-admitted market for each risk.
Territories and Availability
This program is currently available in North Carolina. Depending on the class and carrier, some accounts may be placed on admitted paper; for unique or harder-to-place risks we also access non-admitted markets to provide broader solutions.
Why Work With Allstar Underwriters
As a Managing General Underwriter, Allstar Underwriters gives you a single point of contact to multiple commercial auto markets. Our team is experienced, responsive, and focused on helping agencies win and retain transportation business. We combine niche underwriting expertise with a user-friendly online submission and quoting platform so you can move quickly in a competitive market.
Frequently Asked Questions
What types of accounts are a good fit for this program?
We are a good fit for small to mid-sized commercial auto risks such as contractors, local delivery operations, and artisan trades with light- to medium-duty vehicles.
Is this program admitted or non-admitted?
We have access to both admitted and non-admitted carriers, depending on the specific risk and underwriting needs in North Carolina.
What documents are needed to submit an account?
Submit a completed application, MVRs, and loss runs when available. Providing these upfront speeds underwriting and improves quote accuracy.
Is premium financing available for insureds?
Yes, premium financing is available to help insureds manage payments over time.
Can I quote online?
Yes, we offer an easy-to-use online system for quoting to make placement faster and more efficient.
Need help placing an account? Connect with a market specialist.