The American Equity Underwriters, Inc.
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The American Equity Underwriters, Inc.
Contact Us
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United States Longshore and Harbor Workers' Compensation Coverage (USL&H)

The American Equity Underwriters, Inc. (AEU) is the program administrator for the American Longshore Mutual Association, Ltd. (ALMA), which is authorized by the Department of Labor to provide USL&H coverage for the liabilities of its members under the United States Longshore & Harbor Workers' Compensation Act. ALMA's unique structure as a group self-insurance fund gives us the freedom to be more creative in our underwriting, customizing programs for optimal results.

Coverages:
  • United States Longshore and Harbor Workers' Compensation Act
  • Defense Base Act
  • Outer Continental Shelf Lands Act
  • Non-Appropriated Fund and Instrumentalities Act
  • Companion State Act Program in conjunction with the above coverages

Target Classes:
A minimum of 10% of the company's payroll must be USL&H exposure (unless incidental-only)
  • Ship Builders
  • Stevedores
  • Terminal Operators
  • Barge Repairers
  • Marine Construction
  • Ship Repairers
  • Steamship Agents
  • Luxury Yacht Builders
  • Coal Docks
  • Offshore Industries

The below preferred classes may also have USL&H (possibly incidental-only) exposure:

  • Heating and A/C Contractors
  • Engine Repair
  • Fire Extinguisher Servicing
  • Sheet Metal Work
  • Architects and Engineers
  • Refrigeration Repair
  • Pest Control
  • Carpentry
  • Electricians
  • Welders
  • Painters
  • Wallboard Installation
  • Communications Repair
  • Crane Installations and Repair
  • Concrete/Cement Work

Plans Include:
  • First Dollar Coverage
  • Loss Sensitive Rating Plans
  • Excess Over qualified Self-Insurance
  • Incidental Coverage
  • Deductible 

Limits:
  • Federal Acts: Statutory
  • Employer's Liability: $1,000,000

U.S. States Available

  • U.S. States Available:
  • US Territories:
    American Samoa , Guam, Minor Outlying Islands , Northern Mariana Islands , Puerto Rico, Virgin Islands
  • Provider Type:
    Program Administrator
  • Admitted:
    0
  • Carriers:
  • Carrier Ratings:
    State Act Program - A.M. Best "A" rated carriers
  • Commission:
    Varies
  • Min Premium:
    $10,000

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CONTACT INFORMATION

LOCATION

11 North Water Street, 32nd Floor
Mobile, AL 36602
251-690-4230
OE22517

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