From miniature golf and arcades to go-karts and laser tag, Family Fun Centers offer a wide range of entertainment—and they come with a unique set of risks. American Specialty Insurance & Risk Services is proud to offer a comprehensive insurance program tailored specifically for Family Fun Centers. As the only IAAPA-endorsed insurance provider for this segment, American Specialty brings unmatched expertise to this niche market.
Ideal Accounts and Appetite
This program is ideal for standalone or multi-attraction family entertainment centers with operations such as arcades, laser tag arenas, go-kart tracks, and soft play zones. Whether your client operates an indoor-only facility or a large-scale outdoor venue, American Specialty’s underwriting team understands the nuances of these environments.
You might have a client expanding their entertainment offerings to include bumper boats or adding a small food and beverage service—this program can help you provide the tailored protection they need.
Underwriting Notes and Minimum Premiums
Minimum premiums vary depending on the size and scope of the operation. American Specialty handles underwriting in-house, which allows for responsive and knowledgeable quote turnaround. The program is designed with non-auditable policies, making it easier for your clients to manage their insurance costs.
Territories and Availability
This program is available on an admitted basis in all 50 states, including DC. Whether your client is based in California, Texas, Florida, or anywhere in between, you can access this specialized coverage.
Why Work With American Specialty
As a Managing General Underwriter with deep roots in the amusement and recreation industry, American Specialty brings decades of hands-on experience to the table. Their exclusive IAAPA endorsement and in-house service capabilities—underwriting, claims, risk management, and administration—make them a one-stop solution for placing family fun center risks.
For agents and brokers, this means streamlined submissions, expert guidance, and strong carrier backing, making it easier to deliver a complete and competitive solution to your clients.
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program is ideal for standalone or multi-attraction family entertainment centers, including arcades, go-kart tracks, mini-golf, laser tag, and soft play areas.
Is this program available nationwide?
Yes, the program is available in all 50 states and Washington, DC, on an admitted basis.
Does American Specialty offer in-house underwriting?
Yes, underwriting is handled entirely in-house, which allows for efficient processing and a deep understanding of the exposures unique to this segment.
Are IAAPA members required to access this program?
Yes, this program is exclusively available to IAAPA members and is the only IAAPA-endorsed option for family fun centers.
What coverages are included in the program?
The program includes General Liability, Property, Workers Compensation, Liquor Liability, Auto, Excess/Umbrella, Crime, and more, with flexible deductible and SIR options.
Need help placing an account? Connect with a market specialist.