Stadiums and Arenas Insurance Solutions from American Specialty
American Specialty Insurance & Risk Services is a leading Managing General Underwriter (MGU) with deep expertise in insuring sports, entertainment, and leisure venues. Our Stadiums and Arenas Insurance program is specifically designed to meet the unique risks and operational challenges faced by large public venues. Whether your client manages a concert arena, civic center, or multipurpose facility, we offer tailored solutions with comprehensive coverage and responsive service.
Ideal Accounts and Eligible Operations
This program is built for a wide range of venue types and event operations, including:
- Stadiums and Arenas
- Civic Centers and Auditoriums
- Coliseums and Convention Centers
- Performing Arts Centers
- Multi-Purpose Facilities
- Concert and Event Promoters
If you have clients managing high-traffic venues or hosting large-scale events, this program is a strong fit. For example, an agent placing business for a regional coliseum that hosts concerts, sporting events, and trade shows would find a reliable market through American Specialty.
Coverage Highlights and Program Advantages
Our program is backed by an A.M. Best “Excellent” or higher rated carrier and offers admitted coverage across all available states. We provide:
- General Liability and Excess/Umbrella
- Participant Legal Liability
- Liquor Liability
- Automobile and Property
- Crime and Employee Benefits Liability
- Tenant User Liability
- Workers Compensation
- Volunteers as Additional Insureds
- Deductible/SIR Options
We offer program-specific forms and rating, non-auditable policies, and 24-hour claims service. All underwriting, claims management, risk management, and policy administration are handled in-house, ensuring fast and knowledgeable service. Online tools and resources are also available for agent convenience.
Underwriting Considerations and Minimum Premiums
Minimum premiums vary based on account size, exposure type, and coverage selected. Our underwriting team works closely with agents to evaluate each account individually and provide competitive, customized terms. Target accounts typically include venues with a well-documented risk management strategy, solid maintenance procedures, and experienced staff.
Territories and Admitted Status
This program is available on an admitted basis in all 50 states and DC, including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY.
Why Work With American Specialty
American Specialty brings deep industry knowledge and dedicated support to every submission. With in-house underwriting, claims, and risk management, our team is equipped to handle complex venue risks efficiently and effectively. We understand the nuances of public assembly exposures and are committed to helping agents place high-quality, specialized coverage for their clients.
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program is ideal for stadiums, arenas, civic centers, coliseums, convention centers, performing arts venues, and event promoters with significant public exposure and risk management practices in place.
Is the program available in all states?
Yes, the Stadiums and Arenas Insurance program is offered on an admitted basis in all 50 states and the District of Columbia.
Are policies subject to audits?
No, this program offers non-auditable policies, which can simplify administration and budgeting for your clients.
What carrier supports this program?
The program is backed by a carrier rated “Excellent” or higher by A.M. Best. Specific carriers may vary depending on the account and location.
Can volunteers be included as insureds?
Yes, the program includes options to add volunteers as additional insureds, which is crucial for venues relying on volunteer support.
Need help placing an account? Connect with a market specialist.