American Public Life Insurance Company
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American Public Life Insurance Company
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Children's Life Insurance

Begin a life insurance program for your children or grandchildren today.

By purchasing APL's Children's Life Insurance policies for your children or grandchildren, you guarantee them life insurance protection at low rates for the rest of their lives. No matter what health problems may develop in the years to come, the policy cannot be cancelled.

This popular policy is designed to offer children permanent, affordable life insurance protection. Should the insured child need cash later in life, they may borrow against their policy or collect the Cash Value that begins to accumulate after age 25.

Children's Life Insurance provides permanent insurance protection at very competitive rates until the child reaches age 25. The first policy anniversary after age 25, there is a one time premium increase. The premium then remains level for the lifetime of the child.

Benefits (Policy Form MPWL08 Series):

  • Available for children aged 1 month through 20 years of age
  •  Available in two face amounts: $15,000 or $30,000
  • Guaranteed cash value accumulation beginning at age 25
  • Guaranteed level death benefits
Contact APL for more information on this product

The information contained on this product page generally highlights the important features of the particular product listed and does not constitute a statement of contract, nor a complete description of the conditions, benefits, limitations, exclusions and other terms of coverage. The product listed and/or all benefits may not be available in all states and coverage is subject to all applicable policy provisions as authorized by the proper state regulatory authorities. For more complete information, please consult the terms of the product policy form approved in your state or contact us.

For Agent Use Only. Not For Consumer Distribution.

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    General Agency
  • Admitted:
  • Carriers:
  • Carrier Ratings:
  • Commission:
  • Min Premium:


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American Public Life Insurance Company has other insurance programs like Group Dental Benefits.