10, 20, 30 Year Renewable & Convertible Term Life Insurance
We know that it is impossible for life insurance to emotionally compensate for a loss, but it will ease the financial burden that can occur. APL’s life insurance is secure, dependable coverage that will serve well in a time of need.
APL’s Worksite Life plans provide easy access to valuable life insurance coverage. Available through payroll deduction, these individual plans can be continued at no increase in cost when an insured leaves employment. What’s more, APL's Term Life plans provide an affordable rate that is guaranteed not to increase during the initial term period of 10, 20, or even 30 years.
Highlights (Policy Form RCLT07 Series):
Affordable premiums
Easy application with minimal health questions*
Nicotine and non-nicotine rates
Policy is renewable at the end of the term period until the insured reaches age 90. The premium rate is adjusted on each renewal.
Policy is convertible to a whole life insurance policy before the policy anniversary following age 75.
Contact APL for more information on this product
* Issuance of the policy may depend on the answers to these questions.
The information contained on this product page generally highlights the important features of the particular product listed and does not constitute a statement of contract, nor a complete description of the conditions, benefits, limitations, exclusions and other terms of coverage. The product listed and/or all benefits may not be available in all states and coverage is subject to all applicable policy provisions as authorized by the proper state regulatory authorities. For more complete information, please consult the terms of the product policy form approved in your state or contact us.
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