Environmental Engineers and Consultants Insurance Program from Ashley General Agency
Environmental professionals face specialized risks that require tailored insurance solutions. Ashley General Agency’s Environmental Engineers and Consultants Insurance program is designed for firms that provide environmental consulting, engineering, and construction-related services. Whether your client performs site assessments, remediation projects, regulatory compliance support, or environmental design, this program helps protect against financial losses from professional liability and operational exposures.
Ideal Accounts and Appetite
This program fits a broad range of environmental service providers. Target classes include:
- Environmental engineers
- Environmental consultants
- Geologists and hydrogeologists
- Site remediation contractors
- Hazardous materials consultants
- Construction oversight consultants
You might have a client who manages environmental impact studies for land development or one who prepares remediation plans for brownfield redevelopment—both are good fits. The program is intended for professional and consulting exposures tied to environmental assessment, investigation, and remediation work.
Coverage Highlights and Advantages
Ashley General’s program offers flexible coverage tailored to environmental risks. Typical options include:
- Professional Liability (Errors & Omissions)
- Contractor’s Pollution Liability
- Commercial General Liability
- Site-Specific Pollution Coverage
- Claims-made and occurrence form options
- Defense costs outside the limits (carrier-dependent)
Access to multiple carriers gives you flexibility to match limits, forms, and pricing to each client’s risk profile and contract requirements.
Underwriting Notes and Minimum Premiums
The program is accessible to small firms as well as larger consultants. The minimum premium starts at $500. Underwriters will evaluate the scope of services, contract wording, project size, client mix, and prior loss history. Typical submission materials include a description of services, sample contracts, resumes of key professionals, and loss runs when available.
Territories and Availability
This program is currently available in Texas. Admitted markets are available in select other states depending on carrier appetite and class of business. Availability and admitted vs. non-admitted placement will vary by risk and territory.
Why Work With Ashley General Agency
Ashley General is a Managing General Underwriter and Excess & Surplus Lines broker with deep experience in environmental and construction-related risks. Agents benefit from technical underwriting, responsive service, and broad market access—helpful when placing hard-to-place or niche environmental accounts.
Contact us for more information on our Environmental Engineers and Consultants Insurance program.
Frequently Asked Questions
What types of accounts are a good fit for this program?
Ideal accounts include environmental engineers, consultants, geologists, and contractors involved in site remediation, environmental assessments, and regulatory compliance work.
Is the program admitted or non-admitted?
The program offers admitted coverage in some states. In Texas, it is available through non-admitted markets. Availability depends on the carrier and class of business.
What is the minimum premium for this program?
The minimum premium starts at $500 and may vary with the scope of services, project size, and risk profile.
What coverages are typically included?
Coverages may include Professional Liability, Contractor’s Pollution Liability, General Liability, and Site-Specific Pollution Coverage, among others.
How do I submit a risk to Ashley General?
Contact Ashley General directly to discuss the submission. Their team will outline required documentation and guide you through underwriting and placement options.
Need help placing an account? Connect with a market specialist.