Lawyers Professional Liability Insurance Program from Ashley General Agency
Ashley General Agency provides a focused Lawyers Professional Liability Insurance program that helps independent agents and brokers place essential professional liability protection for law firms and solo practitioners. The program is designed to address common legal-industry exposures—such as negligence, malpractice, and errors & omissions—while offering flexible options to match a firm’s size and practice areas.
Ideal Accounts and Appetite
This program is best suited for solo attorneys and small to mid-sized law firms that maintain reasonably clean claims histories. Typical target classes include:
- Solo practitioners and small firms (generally 1–10 attorneys)
- Real estate, family law, estate planning, and business/corporate law practices
- Legal professionals with limited or no recent malpractice claims
Accounts with frequent or significant prior losses, or unusually high-risk specialty practices, may require additional underwriting review and could be harder to place.
Coverage Highlights and Advantages
The Ashley General program offers a broad set of coverages to protect law firms and their leadership:
- Errors & Omissions (E&O): Defense and indemnity for allegations of mistakes, oversights, or negligent legal services.
- Directors & Officers (D&O): Liability protection for firm owners and managers against claims of mismanagement or breaches of fiduciary duty.
- Employment Practices Liability (EPL): Coverage for employment-related claims such as discrimination, wrongful termination, or harassment.
Policies can be tailored with limits, deductibles, and forms to suit the firm’s exposure. Both occurrence and claims-made forms may be available depending on carrier guidelines and underwriting decisions.
Underwriting Notes and Minimum Premiums
Ashley General works with multiple carrier partners to find competitive terms. Underwriting emphasizes a clean submission packet, a clear description of practice areas, and prior claims history. Minimum premiums start at $500, though final pricing will depend on firm size, revenue, practice mix, and claims experience.
Example fits: You might have a solo real estate attorney with a growing client base who needs an affordable E&O policy with management liability options. Or a small estate-planning boutique seeking combined E&O and EPL limits to protect both attorneys and staff.
Territories and Availability
Coverage through this program is currently available in Texas. Ashley General can access both admitted and non-admitted markets depending on the carrier and the individual risk—availability and licensing vary by state and by carrier appetite.
Why Work With Ashley General Agency?
As a Managing General Agency and Excess & Surplus Lines Broker, Ashley General brings focused expertise in professional liability and a network of carriers that understand law-firm exposures. Agents benefit from responsive underwriting, competitive placement options, and assistance navigating admitted vs. non-admitted solutions when applicable.
If you need a dependable market for lawyers professional liability in Texas, Ashley General can help you identify the right carriers and structure coverage to match your client’s risk profile.
Contact us for more information on our Lawyers Professional Liability Insurance
Frequently Asked Questions
What types of accounts are a good fit for this program?
Solo attorneys and small to mid-sized law firms in Texas with relatively clean claims histories are the primary targets for this program.
What coverages are included in the Lawyers Professional Liability Insurance?
The program commonly includes Errors & Omissions, Directors & Officers, and Employment Practices Liability coverages. Additional options may be available depending on the carrier.
Is this program available outside of Texas?
Currently the program is offered in Texas. Other states may be available on a case-by-case basis depending on carrier licensing and appetite.
What is the minimum premium for this program?
Minimum premiums start at $500. Final premium is determined by underwriting factors such as firm size, practice areas, revenue, and claims history.
Can I access both admitted and non-admitted markets through Ashley General?
Yes. Ashley General can place business in admitted or non-admitted markets depending on the risk profile and carrier availability.
Need help placing an account? Connect with a market specialist.