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Ashley General Agency
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Ashley General Agency
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Underground Storage Tank Insurance

Comprehensive Underground Storage Tank Insurance from Ashley General Agency

Underground storage tanks (USTs) are essential for many commercial operations, especially in industries that handle fuel, chemicals, or other hazardous materials. However, these tanks also present major environmental and liability risks if not properly managed. Ashley General Agency offers a specialized Underground Storage Tank Insurance program designed to help agents and brokers place this complex coverage with confidence. As a Managing General Underwriter and Excess & Surplus Lines Broker, Ashley General brings deep expertise and access to a variety of markets, enabling you to serve a wide range of UST-related risks. Whether your client is operating a single fueling station or managing a portfolio of commercial properties with legacy tanks, we can help you find the right protection.

Ideal Accounts and Target Industries

Our UST insurance program is well-suited for a variety of commercial operations that utilize underground tanks, including:
  • Gas stations and convenience stores
  • Fleet fueling facilities
  • Manufacturing and industrial sites
  • Commercial properties with legacy tanks
  • Environmental contractors and testing firms
You might have a client who owns a small chain of gas stations in Texas or a property manager responsible for an industrial complex with aging underground tanks. These are ideal candidates for our program.

Coverage Highlights and Advantages

Ashley General’s program addresses a wide range of exposures related to underground storage tanks. Available coverages include:
  • Environmental Impairment Liability
  • Site Pollution Liability
  • Coverage for Engineers, Analytical Testing Firms, and Laboratories
  • Follow Form Excess Liability
This program provides flexible solutions that can be tailored to the specific operations and risk profiles of your insureds. Our access to various carriers allows us to place both primary and excess layers depending on the account’s needs.

Underwriting Notes and Minimum Premium

The minimum premium for this program starts at $500, making it accessible for smaller risks while still supporting complex placements. We underwrite with a focus on both compliance and environmental risk mitigation. Clean operations, up-to-date tank monitoring systems, and proper documentation of past incidents or upgrades all contribute to a smoother underwriting process. We evaluate each submission carefully and can assist you in structuring coverage that aligns with regulatory compliance and client risk tolerance.

Territories and Admitted Status

This program is currently available in Texas. Admitted coverage is available in some states, depending on the carrier and risk profile. Most placements are made on a non-admitted basis through our E&S markets to provide broader flexibility.

Why Work With Ashley General Agency?

Ashley General Agency is a trusted partner for agents and brokers seeking specialized environmental liability coverage. We understand the nuances of underground storage tank exposures and offer responsive underwriting, market access, and the ability to tailor solutions for hard-to-place accounts. With our deep knowledge and carrier relationships, we streamline the placement process and help you deliver real value to your clients.
Contact us for more information on our Underground Storage Tank Insurance program.

Frequently Asked Questions

What types of accounts are a good fit for this program?

This program is ideal for gas stations, fleet fueling facilities, industrial sites, and commercial property owners with underground tanks.

Is this program available on an admitted basis?

Admitted coverage is available in some states, but most placements are made on a non-admitted basis through our E&S markets.

What is the minimum premium for this coverage?

The minimum premium starts at $500, depending on the risk profile and coverage needed.

Can this program cover environmental contractors or testing labs?

Yes, we offer coverage for engineers, analytical testing firms, and environmental contractors involved with underground storage tanks.

What information is needed to get a quote?

We typically require tank details, site history, monitoring systems, and any prior environmental claims. A completed application helps speed up the quoting process.

Need help placing an account? Connect with a market specialist.

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Managing General Underwriter and Excess & Surplus Lines Broker
  • Admitted:
    Some Available States
  • Carriers:
  • Carrier Ratings:
    A+
  • Commission:
    10%
  • Min Premium:
    $500

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CONTACT INFORMATION

LOCATION

2040 N. Loop 336 West, 200
Conroe, TX 77304
936-585-6442
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Ashley General Agency has other insurance programs like Architects and Engineers Professional Liability Insurance.