Affinity Nonprofits Directors’ & Officers’ (D&O) Liability Insurance Program

Affinity Nonprofits Directors' & Officers' (D&O) Liability Insurance Program - Custom Insurance Solutions for a Variety of Nonprofits

Nonprofits have different exposures than for-profit organizations - they hold fundraisers, are regulated by federal law, and greatly depend on volunteers. Adequate protection of your nonprofit clients requires insurance coverage designed for their unique exposures.

The insurance products offered through Affinity Nonprofits Directors' & Officers' (D&O) Liability Insurance Program are not generic "one-size-fits-all." The value we provide stems from the work we do with professional associations and industry-leading insurance carriers to create an insurance portfolio that covers your nonprofit clients' specific needs—and they are usually pleased to learn we do it at a price that meets their budgetary concerns.

Our D&O Liability Program provides brokers and agents with access to custom-built coverage not likely found elsewhere on the market.

Affinity Nonprofits Directors' & Officers' (D&O) Liability Insurance Program Nonprofit organizations include:
•   Alumni Associations
•   Chambers of Commerce
•   Country Clubs
•   Cemeteries
•   Concerts
•   Festivals
•   Fitness Clubs
•   Foundations
•   Fraternal Organizations
•   Historical Societies
•   Humane Societies
•   Land Trust/Preservation Organizations
•   Professional & Trade Associations
•   Libraries
•   Museums
•   Rotary Clubs
•   Social Services
•   Sporting Events
•   Symphony Orchestras
•   Theaters/Performing Arts

Affinity Nonprofits Directors' & Officers' (D&O) Liability Insurance Program Coverage Highlights
•   Up to $10,000,000 liability limits available
•   Defense Costs Outside the Limit of Liability
•   Employment Practices Liability Coverage
•   Third Party Coverage
•   Personal Injury Liability Coverage
•   Publishers Liability
•   Fiduciary Liability (ERISA) Defense Costs
•   Duty-to-Defend Coverage
•   Entity Identity (Fraud) Coverage
•   Expanded Definition of Loss adds Punitive Damages and Multiplied Damages
•   Broad Definition of Insured
•   Outside Directorship Liability
•   Definition of Employee includes part-time, seasonal, temporary, leased,
•   and loaned employees
•   Spousal/Domestic Partner Coverage Extension
•   Breach of Contract offers legal defense for allegations of non-employment
•   related breach of contract
•   IRS 10% Penalty Tax on Excess Benefit Transactions
•   $25,000 Aggregate Sublimits for Penalties Assessed under IRS Code section
•   6652(C)(1)(a) for a failure to file tax returns, Public Law 108-187 (the CAN-Spam
•   Act of 2003), and the 1976 Lobby Law or the Lobbying Disclosure Act of 1995.
•   Mismanagement Coverage
•   Worldwide Territory coverage

Other Products Available
•   Showstoppers® Event Cancellation Insurance
•   Special Event General Liability
•   Volunteer Accident Medical

All descriptions, summaries or highlights of coverage are for general informational purposes only and do not amend, alter or modify the actual terms or conditions of any insurance policy. Coverage is governed only by the terms and conditions of the relevant policy.

Insurance license information

U.S. States Available

U.S. States Available:

Provider Type:

0

Admitted:

All Available States

Carriers:

Carrier Ratings:

-

Commission:

Competitive commissions paid to brokers.

Min Premium:

Varies

Coverages:

501c3 Nonprofits Insurance Business insurance for nonprofits Directors and Officers Liability-Nonprofit Organizations Insurance General Liability for nonprofits Insurance Nonprofit Directors and Officers Liability Insurance Nonprofit Organizations Directors and Officers Liability Insurance

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Affinity Nonprofits Directors’ & Officers’ (D&O) Liability Insurance Program

U.S. States Available