Atlantic Risk Specialists, Inc./ARS-Latiff, LLC is proud to offer a comprehensive Lawyers Errors and Omissions Insurance program tailored to meet the diverse needs of legal professionals. Whether your client is a solo practitioner, a part-time attorney, or part of a large firm, we provide access to both primary and excess coverage options that address today’s complex legal liability exposures.
Ideal Accounts and Appetite
This program is designed for a wide range of attorney classes, including but not limited to:
- Employed Lawyers
- Solo Practitioners
- Part-Time Lawyers
- Intellectual Property Attorneys
- Class Action Litigators
- Securities and Environmental Law Practices
- Real Estate Attorneys
- Plaintiff Litigation Firms
- Distressed or Hard-to-Place Practices
Whether you have a well-established firm or a newly-formed practice with unique risk exposures, our program has the flexibility to accommodate a variety of legal specialties and firm sizes.
Coverage Highlights and Advantages
Our Lawyers E&O program offers robust protections and value-added features to help protect your clients against malpractice claims and allegations. Key coverage highlights include:
- Pre-claim Assistance – Helps mitigate potential claims before they escalate.
- Predecessor Firms Coverage – Extends protection to legacy firms.
- Cyber Liability Available – Optional coverage for data breaches and cyber incidents.
- Innocent Insured Provisions – Protection for those not involved in wrongful acts.
- Automatic Acquisitions Coverage – Ensures smooth transitions during mergers or acquisitions.
- Mediation Deductible Credit – Incentivizes early resolution of claims.
- Crisis Event Expense Coverage – Helps defray costs associated with reputation management.
Additionally, we offer aggregate deductibles, defense outside the limits, and prior acts coverage for most insureds—critical features for legal professionals facing high exposure risks.
Underwriting Notes and Minimum Premiums
Our minimum premium for this program starts at $1,500, making it accessible for both small and mid-sized firms. We welcome submissions for distressed or hard-to-place accounts that may not fit standard markets. Our underwriting team works closely with you to understand the nuances of each firm’s operations and risk exposure.
Territories and Availability
This program is available in all 50 states and the District of Columbia. We offer both admitted and non-admitted solutions depending on the state and risk profile. Our national footprint allows us to support agents and brokers across a wide range of jurisdictions.
Why Work With Atlantic Risk Specialists, Inc./ARS-Latiff, LLC
As a trusted general agency and excess & surplus lines broker, Atlantic Risk Specialists, Inc./ARS-Latiff, LLC brings deep expertise in professional liability for attorneys. We work with multiple carriers to ensure competitive options and broad coverage terms. With a strong focus on responsive service and tailored solutions, we make it easier for you to place legal E&O business—even for challenging or niche accounts.
If you’re working with law firms that need reliable E&O coverage with flexible underwriting and meaningful enhancements, contact us today at 941-870-3125.
Frequently Asked Questions
What types of legal practices are eligible for this E&O program?
We accept a wide range of legal practices, including solo practitioners, part-time lawyers, environmental and real estate attorneys, plaintiff litigation firms, and even distressed practices.
Is prior acts coverage available?
Yes, prior acts coverage is available for most accounts, helping to protect against claims arising from past services.
What is the minimum premium for this program?
The minimum premium starts at $1,500, making it suitable for smaller firms and individual practitioners.
Can I submit a hard-to-place or distressed legal practice?
Yes, we specialize in helping agents place distressed or non-standard legal practices that may have trouble finding coverage elsewhere.
In which states is this program available?
This program is available in all 50 states and the District of Columbia.
Need help placing an account? Connect with a market specialist.