Overview of the Program From Atlantic Specialty Lines, Inc.
Atlantic Specialty Lines, Inc. offers a flexible Brokerage Insurance program for agents and brokers who need to place challenging or non-standard commercial risks. As an Excess & Surplus Lines broker with access to top-rated carriers such as United States Liability, we match unique accounts with tailored E&S solutions. Our team focuses on fast, practical placement strategies for hard-to-place risks across multiple commercial classes.
Ideal Accounts and Appetite
This Brokerage Insurance program is a fit when standard markets are limited or unavailable. Typical accounts include:
- Strip malls with diverse tenant mixes and mixed-use occupancy
- Roofing contractors and general contractors, including risks with elevated liability exposures
- Vacant warehouses or commercial properties in transition awaiting redevelopment
We are open to a broad range of commercial risks, particularly accounts that require E&S flexibility or specialized underwriting. Examples you might bring: a client who recently bought a vacant warehouse pending redevelopment, or a roofing contractor taking on higher-value residential or commercial projects that exceed admitted market appetite.
Coverage Highlights and Advantages
Through Atlantic Specialty Lines, Inc., you can access competitive E&S markets and carrier-specific forms that address non-standard exposures. Available coverage depends on carrier appetite and risk profile, but commonly includes:
- General liability and commercial property coverage
- Flexible terms for vacant, partially occupied, or in-transition buildings
- Solutions and endorsements tailored for high-hazard operations such as roofing and contracting
Our brokerage approach prioritizes matching the risk to the carrier most likely to offer appropriate terms and pricing rather than forcing a one-size-fits-all solution.
Underwriting Notes and Minimum Premiums
Minimum premiums vary by class, carrier, and specific risk characteristics. Underwriters evaluate each submission on its merits and will outline any required documentation or risk-mitigation conditions up front. To speed placement and improve quoting accuracy, provide complete submissions including operations details and loss history where available.
Territories and Availability
This program is available in the following states: CT, DE, FL, GA, IL, IN, ME, MD, MA, NH, NJ, NY, NC, OH, PA, RI, SC, TN, VT, VA, and DC. We can place both admitted and non-admitted business depending on carrier appetite and state rules.
Why Work With Atlantic Specialty Lines, Inc.?
Atlantic Specialty Lines brings deep E&S market experience and strong carrier relationships to brokerage placements. Agents benefit from a responsive underwriting team that understands complex commercial exposures and looks for practical ways to get accounts bound. Our access to markets such as United States Liability helps when admitted carriers cannot provide acceptable terms.
Frequently Asked Questions
What types of accounts are a good fit for this Brokerage Insurance program?
We focus on hard-to-place commercial risks such as strip malls, vacant buildings, and roofing/general contractors with elevated exposures.
Can new ventures or startup contractors be considered?
Yes, we can consider new ventures, especially in the contracting space, depending on the scope of operations and risk profile.
Is this program available on an admitted or non-admitted basis?
We offer both admitted and non-admitted options, depending on the state and carrier appetite.
What carriers are used for this program?
We work with United States Liability and other top-rated E&S carriers to provide flexible coverage solutions.
In which states is this program available?
This program is available in CT, DE, FL, GA, IL, IN, ME, MD, MA, NH, NJ, NY, NC, OH, PA, RI, SC, TN, VT, VA, and DC.
Need help placing an account? Connect with a market specialist.