Overview of the Program From Atlantic Specialty Lines, Inc.
Atlantic Specialty Lines, Inc. offers a robust Environmental Insurance program tailored for agents and brokers seeking coverage solutions for clients with environmental exposures. As an Excess & Surplus Lines Broker, Atlantic provides flexible, non-admitted options across a broad range of industries and risk profiles. Whether your client is a contractor, environmental consultant, or operates a facility with potential pollution concerns, Atlantic can help you place challenging environmental accounts efficiently.
Ideal Accounts and Appetite
This program is designed to respond to a variety of environmental risks. The following classes are particularly well-suited for placement through Atlantic Specialty Lines:
- Environmental Consultants and Engineers – Firms involved in site assessments, remediation design, and environmental compliance.
- Environmental and General Contractors – Contractors performing remediation, demolition, utility work, or construction services with potential pollution exposures.
- Site-Specific Pollution Risks – Property owners or operators with known or potential contamination issues, such as industrial sites, landfills, or manufacturing facilities.
- Aboveground and Underground Storage Tanks – Coverage options for tank owners or operators, including compliance with financial responsibility regulations.
You might have a client who owns a manufacturing facility with on-site chemical storage or a remediation contractor working with brownfield redevelopment projects—both are ideal candidates for this program.
Coverage Highlights and Advantages
Atlantic Specialty Lines provides access to a wide range of environmental coverages that can be customized to meet the needs of various industries and operations. Coverage options may include:
- Contractors Pollution Liability (CPL)
- Pollution Legal Liability (PLL)
- Storage Tank Liability
- Errors & Omissions for environmental professionals
- Mold and microbial matter coverage
Policies can be tailored to address site-specific risks, project-based exposures, or ongoing operational liabilities.
Underwriting Notes and Minimum Premiums
Minimum premiums for environmental placements vary depending on the risk class, location, and exposure details. Atlantic Specialty Lines works with a wide range of E&S carriers to find the best fit for your client’s needs. Submissions should include detailed information regarding operations, loss history, and environmental reports (if applicable) to ensure accurate and timely quotes.
Territories and Availability
This Environmental Insurance program is available in the following states: CT, DE, FL, GA, IL, IN, ME, MD, MA, NH, NJ, NY, NC, OH, PA, RI, SC, TN, VT, VA, and DC. Atlantic Specialty Lines writes on a non-admitted basis, allowing for greater flexibility in coverage terms and risk acceptance in these jurisdictions.
Why Work With Atlantic Specialty Lines, Inc.?
Atlantic Specialty Lines brings deep expertise in environmental risks and a responsive, solution-oriented approach to the E&S marketplace. With access to leading environmental carriers and a strong underwriting team, Atlantic helps agents navigate complex submissions and place hard-to-insure accounts. Their commitment to fast turnaround times and tailored solutions makes them a reliable resource for producers who regularly handle environmental-related exposures.
Frequently Asked Questions
What types of accounts are a good fit for this program?
Ideal accounts include environmental consultants, remediation contractors, general contractors with pollution exposure, property owners with known contamination, and operators of storage tanks.
Is this program available on an admitted basis?
No, this program is offered on a non-admitted basis through various E&S carriers, providing flexibility in underwriting and coverage terms.
What states is this program available in?
This program is available in CT, DE, FL, GA, IL, IN, ME, MD, MA, NH, NJ, NY, NC, OH, PA, RI, SC, TN, VT, VA, and DC.
What information is needed to get a quote?
Submissions should include a completed application, detailed description of operations, loss history, and any relevant environmental assessments or reports.
Can this program accommodate project-specific coverage?
Yes, the program can be structured to provide project-specific coverage, especially for contractors and consultants working on remediation or development sites.
Need help placing an account? Connect with a market specialist.