Overview of the Bollinger Club Program
For more than two decades, Bollinger, Inc. has specialized in insurance for clubs and golf courses. The Bollinger Club Program delivers tailored property, casualty and employee benefit solutions for country clubs, golf courses, private clubs and nonprofit social or recreational clubs. Coverage options are designed to address the operational exposures common to the club industry, including liquor service, grounds maintenance, pesticide applications and special event operations.
Ideal Accounts and Appetite
The program fits a broad range of club-related risks, particularly well-managed organizations with stable loss histories. Typical accounts include:
- Private golf and country clubs
- Nonprofit social and recreational clubs
- Clubs with on-site restaurants, bars or banquet operations
- Properties that perform pesticide or grounds maintenance applications
- Operations with fleet or service vehicles, including valet or maintenance vehicles
Examples you might place: a full-service golf course with banquet facilities and liquor exposure, or a seasonal nonprofit boating club that needs property, liability and employee benefit designs for a small staff. Accounts with excessive prior losses, unmanaged liquor exposure, or high-frequency severe claims may be outside the appetite.
Coverage Highlights and Advantages
The Bollinger Club Program offers multi-line flexibility so you can package necessary protections for a single premium administration. Key coverages include:
- Comprehensive General Liability
- Property and Inland Marine
- Commercial Auto
- Liquor Liability
- Pesticide & Herbicide Applicator Liability
- Workers' Compensation
- Directors & Officers (D&O) Liability
- Excess/Umbrella Liability (available up to $50 million)
Group benefits — medical, dental, disability, life and prescription plans — are available alongside pension support and 401(k) options for nonprofit clubs. Packaging multiple lines through Bollinger can simplify placement and renewals for complex club operations.
Underwriting Notes and Minimum Premiums
Coverage is placed on a non-admitted basis through AIG. Bollinger underwriters work collaboratively with brokers to tailor limits, endorsements and risk management requirements to each account. Minimum premium requirements depend on the lines placed and the size and risk characteristics of the club; discuss specifics with your Bollinger market specialist when submitting.
Territories and Availability
The Bollinger Club Program is written for risks located in all 50 states and the District of Columbia, including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY.
Why Work With Bollinger
Bollinger brings more than 21 years of club and golf industry specialization, strong market access through AIG, and an underwriting team experienced in the nuances of club operations. Brokers benefit from program-focused expertise that helps place complex accounts, streamline multi-line designs, and support retention through informed renewal strategies.
Frequently Asked Questions
What types of accounts are a good fit for this program?
The program is ideal for private golf clubs, nonprofit social clubs, and recreational facilities that need property, liability, and employee benefit coverage tailored to club operations.
Is the program admitted or non-admitted?
The Bollinger Club Program is placed on a non-admitted basis through AIG.
What coverages are included in the program?
Available coverages include general liability, property, auto, liquor liability, D&O, workers' compensation, excess liability, and employee benefits.
Are benefits programs like medical and dental included?
Yes. Group benefits such as medical, dental, disability, life insurance, and 401(k) plans are available and commonly packaged for nonprofit and member clubs.
What states is the program available in?
The program is available nationwide in all 50 states and the District of Columbia.
Need help placing an account? Connect with a market specialist.