About BUI
Utilizing leading carriers and a cadre of in-house specialists, BUI enables financial service professionals to employ life insurance, long term care insurance and annuity products to address their clients wealth transfer and wealth protection concerns. From the simplest income replacement transaction to complicated business and estate planning issues, the professionals at BUI make it easy for financial service professionals to reduce overhead, earn more compensation and make objective, professional presentations to their clients.
Specialists
Advanced Marketing Specialists - Estate Planning, Business Continuation, Deferred Compensation, etc. are important parts of your client’s wealth management strategy. BUI’s experts have years of experience and hold a prominent position in the advanced marketing arena. With their assistance, you can confidently offer your clients solutions to their more complicated wealth transfer and wealth protection concerns.
In-House Underwriter - Inevitably, larger cases tend to involve applicants with special underwriting needs. Drawing on years of experience as the former chief underwriter of a life insurance company, BUI’s in-house underwriter helps professionals navigate through the maze of life insurance underwriting with an eye toward making the process as easy and comfortable as possible for your clients.
LTC Specialist - Although Long Term Care Insurance (LTCi) plays a significant role in a wealth protection strategy, most advisors have less experience with LTCi than other insurance and investment products. Our Long Term Care specialists use their specialized knowledge of these products to assist advisors with the implementation of LTCi plans for personal and corporate programs. With a specialist at your side, presenting and closing LTCi cases has never been easier.
Annuity Expert - With the availability of a plethora of annuity plans featuring more complicated provisions and benefits, it can be a challenge to make sense out of the market. BUI’s annuity resource can help you review SPDAs, SPIAs, Indexed plans and more to find the most suitable plans for your clients.
Competition - Large case situations tend to attract more competition. Often, you find yourself competing against an in force plan or a new plan, with provisions that may be unfamiliar to you. Armed with years of experience, the team at BUI can help you favorably weather the storm of competition.
Efficiency
Nearly every business in America has recognized the value of outsourcing, as have most successful financial service professionals. Your time is valuable and better spent working with your clients than following up on your pending cases. Reducing overhead is one of the fastest paths to higher profitability.
BUI employs a state of the art, paperless, high-tech, administrative system that insures faster processing and fewer errors. Professionals that work with BUI can expect:
- Weekly status reports (via e-mail) on your pending cases
- Consistent and regular communication about the underwriting process
- Knowledgeable, friendly, qualified New Business Consultants move your cases along quickly
- Paperless office environment providing immediate, secure transfers to carriers
Web Access/Technology
Your workday may not begin at 8:30 a.m. or end at 5:00 p.m. Access to important information 24x7 is an important advantage of the BUI website. After you register, you will find a variety of important features:
- Term Insurance Spreadsheet Quotes
- On-Line Carrier Software (no download required...and always up to date)
- Application, Appointment & Policy Service Forms
- Underwriting Data
- Advanced Marketing Resources
- Pending Case Status
- & more!
Relationships
Advisor: Most important to BUI is the relationship with the advisors that choose to work with the firm. Because the professionals that work with BUI are independent, it is incumbent upon BUI to earn the advisors trust, confidence and business every day. For those advisors that place a value on a higher level relationship, the programs in place at BUI offer enhancements and opportunities.
Carrier: Through a national network of industry leaders known as LifeMark Partners, Inc., BUI enjoys enhanced relationships with prominent life, long term care and annuity providers. By way of aggregated production, BUI achieves the critical mass necessary to best leverage carrier relationships. These relationships allow BUI to provide advisors with exceptional underwriting, service and compensation.