Bay Shore, N.Y.—August 8, 2011— Brownyard Group (www.brownyard.com), a program
administrator providing specialized insurance coverage for select industry groups, announced
today that it has launched GroundCover, a new insurance program for landscape professionals.
The program provides General Liability and Property coverage for landscape contractors
such as landscape gardeners and lawn care services, with coverage also provided for incidental
exposures related to the insured’s business.
“GroundCover is a natural extension of the experience and expertise that we have gained
through our Pest Control program, in which landscaping was an incidental exposure that many
pest control operators firms provide and we insure,” said Tory Brownyard, president of
Brownyard Group.
The program will be written on a non-admitted basis – except in New Hampshire where it will
be written on an admitted basis – through the Western World Insurance Group, which is rated
“A+” by A.M. Best. GroundCover will be offered nationally with an initial focus on the Eastern
states of Georgia, North Carolina, New Hampshire, New Jersey, New York and Pennsylvania.
Additional coverage highlights include:
• Care, Custody & Control Coverage
• Pesticide or Herbicide Applicator Coverage
• Professional Liability Coverage
• Blanket Additional Coverage
• Minimum premiums are $750 for limits of 300,000/$600,000, $1,000 for limits of
$500,000/$1 million, and $1,250 for limits of $1million/$2 million.
About Brownyard Group
Brownyard Group is a program administrator that has developed and provided specialized
insurance programs for select industries for more than 60 years. These industries include
security guards, pest control operators, cosmetic manufacturers, alarm systems, private
investigators and security consultants, and the beauty industry. In 1993, Brownyard established
Brownyard Claims Management, a loss prevention and full-service insurance claims facility. The
company is based in Bay Shore, N.Y.