FOCUS:
Non-Standard National Dental Program for solo practitioners, or those who are in a practice group insured by another carrier:
* Unable to obtain PL coverage in the standard market due to license suspension, denial, revocation or probation.
* Prior ethics issues involving patient relations.
* Prior drug or alcohol use
* Previously practicing without insurance.
* Prior claims history
* Class of practice, venue and other criteria.
Target Class (but not limited to):
General Dentist
Orthodontists
Periodontists
Endodontics
Oral Maxillofacial Surgeons
Available Coverages:
* Up to $1M / $3M (applicable cap limits in VA)
* Claims made and Reported ("Demand") policy form ("Incident" trigger may be available for qualified accounts)
* Prior Acts on selected accounts
* Defense outside and incident trigger available on select accounts
* Corporate/Entity coverage available (shared limits)
* Employee Coverage (shared limits)
* 12, 24, and 36 months extended reporting period (ERP) options
* Elite Provider form set available for qualified accounts
Ineligible Exposures:
Dental groups with more than 6 practitioners
Prohibited in: AK, HI, KS, NY, RI and WV
$3,000 Min Policy Premium
$2,500 Min Deductible