Ideal Accounts and Appetite
This program is a strong fit for commercial clients with operations or events located in Tier 1 cities or other high-exposure areas. Ideal classes include:
- Corporate offices and headquarters in major metropolitan areas
- Special events, concerts, and public gatherings
- Retail and commercial real estate in urban centers
- Hospitality venues such as hotels and convention centers
- Educational institutions and nonprofit organizations with significant public exposure
You might have a client hosting a large annual festival downtown, or a tech company based in a major city with high public visibility—both scenarios where terrorism coverage may be essential.
Coverage Highlights and Advantages
- Stand-alone terrorism coverage that complements your client’s existing property or liability policies
- Flexible limits and terms tailored to event-based or location-based exposures
- Access to multiple markets allows for competitive pricing and broader underwriting solutions
- Coverage available regardless of standard carrier exclusions
Underwriting Notes and Minimum Premiums
Minimum premiums for this program vary depending on risk factors such as location, occupancy, event size, and exposure levels. BUA works with you to obtain competitive quotes from multiple carriers, allowing for the best possible match for your insured's unique needs. Submissions should include details such as physical location(s), event information (if applicable), and existing insurance arrangements.
Territories and Availability
BUA’s Mono-Line Terrorism Insurance program is available in all states and the District of Columbia. Whether your client is based in New York, Los Angeles, Chicago, or a smaller city with heightened exposure, you can offer them access to this critical protection.
Why Work With BUA Insurance?
As a trusted Managing General Agency, BUA Insurance brings market access, underwriting expertise, and dedicated service to every submission. Our team understands the complexities of terrorism coverage and is committed to helping you protect your clients’ assets and operations. With our broad carrier network and national reach, we make it easier to place difficult or high-profile risks efficiently and effectively.
Frequently Asked Questions
What types of accounts are a good fit for this Mono-Line Terrorism program?
This program is ideal for businesses and events in Tier 1 cities or high-profile locations, including corporate offices, public events, commercial real estate, and hospitality venues.
Can I submit accounts from any state?
Yes, BUA’s Mono-Line Terrorism Insurance is available in all 50 states and Washington, DC.
What information is needed to get a quote?
Submissions should include the insured’s location(s), building or event details, occupancy or usage type, and any existing insurance arrangements.
Does this coverage work alongside existing property insurance?
Yes, this is a stand-alone policy designed to fill gaps where standard property or liability policies may exclude terrorism-related losses.
Are there minimum premium requirements?
Minimum premiums vary based on the nature of the risk and underwriting factors. BUA will work with you to explore available options through multiple carriers.
Need help placing an account? Connect with a market specialist.