Ideal Accounts and Appetite
This program is designed for agents placing outdoor events where adverse weather can impact attendance, revenue, or operations. Typical accounts include:
- Outdoor concerts and multi-day music festivals
- County fairs, carnivals, and community festivals
- Car and motorcycle shows or rallies
- Weddings, private outdoor ceremonies, and tented events
You might have a client organizing a weekend farmer’s market or a nonprofit hosting a fundraising 5K—both are strong candidates for this type of weather protection. BUA can tailor terms for single-day or multi-day exposures and a wide range of event sizes.
Coverage Highlights and Advantages
- Stated-value payouts — no requirement to document actual lost revenue
- Customizable weather triggers (rainfall, temperature, wind, snow, etc.)
- Available for single-day and multi-day events
- Flexible limits and terms to match event-specific exposures
Underwriting Notes and Minimum Premiums
Minimum premium for the program starts at $250. BUA works with multiple carrier partners to deliver competitive, event-specific quotes. To secure a quote, be ready to provide the event date, location, expected attendance, estimated financial exposure, and preferred weather thresholds.
Territories and Availability
BUA’s ShowDown® Weather Insurance is available in all 50 states and Washington, DC. Agents can place events nationwide—terms may vary by location and carrier appetite.
Why Work With BUA
As a Managing General Agency, BUA provides market access and underwriting expertise for specialty products like weather insurance. You’ll benefit from flexible options, quick turnaround, and a focus on niche event needs. BUA’s underwriting team can structure thresholds and limits to match practical event risks and broker objectives.
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program is best for outdoor events where weather could meaningfully affect attendance, revenue, or logistics—examples include festivals, concerts, weddings, fundraisers, and community events.
How is the claim triggered for this weather insurance?
A claim is triggered when the agreed weather metric reaches the contract threshold (for example, a specific rainfall amount or temperature) during the policy period—payment does not require proof of lost receipts or attendance.
What weather events can be covered?
Policies can be written for rain, snow, wind, temperature extremes, and other measurable weather metrics. BUA will help you choose the right trigger based on the event’s exposure and location.
What information is needed to get a quote?
Provide the event date, venue/location, expected attendance, estimated financial exposure (stated value), and the weather threshold(s) you want. The more detail you supply, the faster BUA can offer competitive terms.
Is there a minimum premium for this program?
Yes — the program’s minimum premium starts at $250. Final pricing depends on event specifics, selected triggers, and carrier terms.
Need help placing an account? Connect with a market specialist.