Ideal Accounts and Appetite
This program is ideal for:
- Advertising agencies coordinating high-value commercial shoots
- Production companies working on film, TV, or digital content
- Projects with limited shoot windows or fixed talent availability
- Locations where weather disruption is a known risk factor
If your client has a commercial shoot that requires a minimum number of rain-free hours or specific weather conditions to proceed, this program can provide financial protection from costly delays or rescheduling, even if the shoot is ultimately completed.
Coverage Highlights and Advantages
Unlike traditional insurance, BUA’s ShowDown® Weather Insurance does not require proof of financial loss. If the insured weather criteria are not met—such as not achieving 8 rain-free daylight hours—the insured collects the full policy amount, regardless of whether the production was completed. This simplicity provides peace of mind for both producers and the agents who serve them.
Key features include:
- No proof of loss required—coverage is based on objective weather data
- Pays even if the shoot is completed under suboptimal weather conditions
- Customizable terms based on your client’s specific shoot criteria
Underwriting Notes and Minimum Premiums
Minimum premiums for this program start at $250. Underwriting is flexible and responsive, with multiple carrier options available. Agents can expect clear communication and fast turnaround for quotes and policy issuance, helping you keep pace with your clients’ tight production timelines.
Territories and Availability
BUA’s Weather Insurance program is available in all 50 states and Washington, D.C. Whether your client is filming in California, New York, Georgia, or anywhere in between, this program provides coast-to-coast coverage for eligible productions.
Why Work With BUA Insurance
BUA Insurance is a trusted Managing General Agency with deep expertise in specialty insurance programs. With access to multiple carriers, they offer customized solutions that meet the unique needs of the media and production industry. Their proprietary ShowDown® product is a standout solution for managing weather-related exposures in commercial filming. When you need a partner who understands production timelines, talent coordination, and the financial stakes of a delayed shoot, BUA delivers with experience and efficiency.
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program is ideal for advertising agencies and production companies managing commercial shoots where weather delays could impact budgets or deadlines.
Does the insured need to prove financial loss to file a claim?
No. As long as the insured weather criteria are not met, the policy pays out—even if the shoot is completed.
What weather conditions can be insured?
Coverage can be customized for specific weather events such as rain, lack of sunshine, snowfall, or other measurable conditions depending on the shoot’s requirements.
In which states is this weather insurance available?
The program is available in all 50 states and Washington, D.C.
What is the minimum premium for this coverage?
Minimum premiums start at $250, but final pricing depends on the shoot location, duration, and coverage terms.
Need help placing an account? Connect with a market specialist.