General Liability

General Liability (GL) exposures can be costly and unpredictable—especially when litigation is involved. With an average cost of over $75,000 per lawsuit and 35% of GL claims resulting in legal action, one incident could significantly affect your client’s financial stability. Burns & Wilcox Ltd. offers a robust General Liability program designed to help independent agents place coverage that protects clients from these risks.

Slip-and-falls alone have impacted 10% of small business owners in the past five years. Add to that the exposure from personal and advertising injury, third-party property damage, and product liability, and it’s clear that GL coverage must be both comprehensive and customizable. Burns & Wilcox connects agents with exclusive markets and broad binding authority to address these needs efficiently.

Whether you’re placing coverage for a growing contractor, a hospitality client, or a manufacturer with product exposure, Burns & Wilcox can tailor solutions to suit your client’s unique risk profile. Programs are available on a non-admitted basis and can be customized to include essential protections like medical payments and personal injury liability.