Overview of the National Wholesale Broker Program
Burns & Wilcox Ltd. offers a National Wholesale Broker program that provides independent agents and brokers with access to a broad suite of Excess & Surplus (E&S) and specialty property/casualty products. We focus on complex, hard-to-place accounts and leverage relationships with more than 250 domestic and international carriers to secure both admitted and non-admitted solutions where appropriate. Our underwriting and wholesale brokerage teams work directly with you to evaluate exposures and find the right market fit.
Ideal Accounts and Appetite
This program is tailored for producers seeking markets for non-standard or higher-risk accounts. Typical target classes include:
- Professional liability (including miscellaneous E&O)
- Environmental exposures and pollution liability
- Large commercial property and specialty real estate risks
- Small manufacturing and industrial risks with unique operations or equipment
- Nonprofit directors & officers (D&O)
- Vacant buildings and properties undergoing renovation
- Umbrella and excess liability placements
- Employment Practices Liability (EPLI)
- Childcare centers, restaurants, delis, and other packaged small-business risks
On the personal lines side, we place high-value homeowners and personal umbrella policies for clients with unique property features, secondary homes, or other non-standard exposures.
Coverage Highlights and Advantages
We deliver tailored solutions for insureds with exposures that fall outside standard markets. Key advantages of working with Burns & Wilcox include:
- Access to a wide spectrum of E&S and specialty markets for complex risks
- Both admitted and non-admitted placement options, chosen to match the risk and regulatory environment
- Relationships with "A"-rated domestic carriers for underwriting stability
- Dedicated underwriters and wholesale brokers with deep product knowledge
- Ability to structure customized coverage and terms for unusual operations or niche industries
Whether you need coverage for a vacant commercial building awaiting redevelopment or a small manufacturer with specialized equipment, our team can help structure a placement that aligns with the client's exposures.
Underwriting Notes and Minimum Premiums
Each submission is reviewed on its own merits. Appetite and minimum premium requirements vary by carrier and product line; our underwriters will assess exposures, loss history, and operations to determine marketability and pricing. If a submission requires specific terms or endorsements, we work with carriers to negotiate appropriate wording and limits.
Territories and Availability
The National Wholesale Broker program is available nationwide, including all 50 states and the District of Columbia. Burns & Wilcox supports placements in large states like California, Texas, and New York, as well as smaller markets across the country.
Why Work With Burns & Wilcox?
With decades of wholesale and E&S experience, Burns & Wilcox combines underwriting expertise and market access to help agents grow their books of business. Our strengths include:
- Responsive service and collaborative underwriting support
- Broad access to specialty and surplus lines markets
- Solutions for both straightforward and highly complex risks
- A partner-focused approach that helps you retain and expand client relationships
Example scenarios you might place through this program:
- You have a client owning a vacant downtown commercial building that needs property and liability protection while it is being renovated—our markets can consider vacancy and redevelopment exposures.
- You represent a small manufacturer with specialized machinery and a history of limited claims; we can help identify carriers willing to write tailored property and GL coverage with appropriate limits and endorsements.
Partner with Burns & Wilcox to secure specialty solutions for clients with non-standard exposures and to gain access to markets that help you win and retain business.