Specialized Coverage for Acupressure and Acupuncture Providers
Capitol Special Risks is a wholesale broker with access to multiple carriers, offering both admitted and non-admitted options in select markets. Whether your client operates a solo acupuncture practice or a wellness center with multiple practitioners, we can help you secure coverage that fits their business model and risk profile.
Ideal Accounts and Target Clients
Our Acupressure/Acupuncture Insurance program is well-suited for:
- Licensed acupuncturists and acupressurists
- Practitioners operating within wellness centers or group practices
- Mobile or home-visit practitioners
- Practices offering multiple holistic services, including herbal medicine
If you have a client starting a new acupuncture practice or expanding services into alternative therapies, this program can provide the flexibility and protection they need.
Coverage Highlights
Professional Liability
- Defense costs within limits
- Deductible options from $0 to $10,000
- Covers services performed by employees
- Coverage starts around $270 annually
- Automatic renewals available
- Retroactive coverage options
- Up to $2M aggregate limits
General Liability
- Up to $2M per occurrence limits
- Defense costs outside the policy limit
- No deductible
- Coverage includes employees and temporary staff
- ISO-based forms
Underwriting and Minimum Premiums
Minimum premiums vary based on risk characteristics and coverage selections, but pricing is competitive, with entry-level options starting around $270 annually. Retroactive dates and prior claims history may affect eligibility and pricing.
Territorial Availability
This program is available in nearly all states, including CA, TX, FL, NY, IL, and more. Capitol Special Risks offers access to admitted markets in some areas and surplus lines options where necessary.
Why Work With Capitol Special Risks?
Capitol Special Risks brings decades of experience in placing niche and hard-to-place risks. As a wholesale broker with access to multiple markets, we offer flexibility, fast turnaround, and no broker fees. Whether you're placing a solo practitioner or a multi-location wellness business, we can help you find the right fit for your client’s needs.
Let us help you place any Acupressure or Acupuncture coverage you may need. We have a fast turnaround and never charge broker fees!
In CA, Capitol Special Risks, Inc. dba: Capitol Special Risks Insurance Service - CA Fire & Casualty Agency - #0C46094
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program is ideal for licensed acupuncturists, acupressurists, wellness clinics, and holistic health providers offering related services.
Is coverage available nationwide?
Yes, coverage is available in most states. Capitol Special Risks offers both admitted and non-admitted options depending on the state.
Are employees and part-time staff covered under the policy?
Yes, both employees and temporary staff are covered under the General and Professional Liability policies.
Does this program offer retroactive coverage?
Yes, retroactive coverage is available for eligible risks, subject to underwriting review.
Is there a minimum premium requirement?
Minimum premiums vary, but policies typically start around $270 per year depending on coverage and risk factors.
Need help placing an account? Connect with a market specialist.