Ideal Accounts and Target Classes
We specialize in hard-to-place and niche Allied Medical accounts. Our program is a great fit for healthcare organizations that may fall outside of standard markets due to their size, services, or structure. Below are common target classes we work with:
- AIDS Foundations & Organizations
- Alternative & Complementary Medicine Practices
- Behavioral Health Providers
- Cord Blood & Stem Cell Banks
- Correctional/Prison Healthcare Facilities
- Drug & Alcohol Rehabilitation Centers
- Drug Testing Clinics
- Healthcare Staffing Agencies
- Home Health & Hospice (Inpatient & Outpatient)
- Humanitarian Medical Relief Groups
- Medi-Spas
- Nutraceutical & Supplement Manufacturers
- Organ & Tissue Procurement and Processing
Whether your client operates a mobile addiction counseling service or a medi-spa offering wellness therapies, we can help you secure the appropriate coverage.
Coverage Highlights
We offer a wide range of coverages to address both professional liability and general exposures. Available coverages through our Allied Medical program include:
- Medical Malpractice
- General Liability (Casualty)
- Employment Practices Liability Insurance (EPLI)
- Other ancillary coverages available depending on risk profile
Coverage terms can be customized based on the services offered by the insured, with options for admitted and non-admitted placements in select states.
Underwriting Information and Minimum Premiums
Minimum premiums vary by class and exposure. We provide fast turnaround on submissions and do not charge broker fees. Underwriting is handled by experienced professionals who understand the nuances of the Allied Medical sector.
We welcome submissions for both new ventures and established operations, including those with challenging risk profiles or prior claims.
Available States
This program is available in most U.S. states, including but not limited to:
AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY.
Admitted options are available in some states. Contact our team for state-specific availability.
Why Work With Capitol Special Risks?
As a trusted wholesale broker, Capitol Special Risks has longstanding relationships with multiple carriers and a strong track record of placing complex Allied Medical risks. We offer:
- Access to multiple markets for competitive quotes
- Expertise in niche and emerging medical sectors
- Quick turnaround on quotes and responsive service
- No broker fees—maximize your client’s premium dollars
Partner with us to help your clients stay protected in an evolving healthcare environment.
In CA, Capitol Special Risks, Inc. dba: Capitol Special Risks Insurance Service - CA Fire & Casualty Agency - #0C46094
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program is ideal for non-emergency healthcare providers such as behavioral health clinics, home health agencies, medi-spas, and rehab facilities—especially those that may not fit standard markets.
Are start-up healthcare businesses eligible for coverage?
Yes, we consider new ventures and start-ups, provided they meet basic underwriting criteria. Prior experience and licensing are typically required.
What coverages are included or available?
Available coverages include Medical Malpractice, General Liability (Casualty), and EPLI. Additional options may be offered depending on the risk profile.
Do you offer admitted and non-admitted options?
Yes, admitted coverage is available in some states. We also offer non-admitted options through multiple carrier partners.
Is there a broker fee?
No, Capitol Special Risks does not charge a broker fee for this program.
Need help placing an account? Connect with a market specialist.