Small Business Consultants Professional Liability Insurance

Professionals in today's increasingly litigious work environment are vulnerable to negligence claims any time their recommendations or advice fail to meet a client's expectations and cause a financial loss. However, with more and more start up entrepreneurs in the work force, do you realize your client does not have to have done anything wrong to be named in a suit? This is what we, in the insurance industry, refer to as vicarious liability. Capital Special Risks can help you get the coverage your clients need to do what they do best - Work!

OPTIONAL COVERAGES AVAILABLE FOR CONSULTANTS E&O:

·        Automatic Additional Insured (A/I) coverage

·        Contingent Bodily Injury/Property Damage sublimit of $250,000

·        Defense outside the limit (capped at aggregate policy limit)

·       HIPAA/HITECH sublimit of $250,000

·        50/50 cooperation clause

·        Third-party discrimination coverage



·        Punitive damages coverage (where insurable by law)

·        Independent contractor coverage

In order to be eligible for the above coverages, the insured needs $1,000,000 or less in gross revenue in a 12 month period.

Risks that will not be considered for the Small Business Consultants Professional Liability Insurance coverage:

Depository institutions, investment bank, registered investment advisor, securities underwriter, securities broker-dealer, mergers and acquisitions consultant or similar;
Attorney, Certified Public Acountant, insurance agent/broker
Real estate consultant, real estate developer, real estate appraiswer
Safety/OSHS consultant, insurance risk mangement consultant
Franchise/area development consultant
Architect/Engineer and related design services, general constractor, and/or construction manager
Medical/mental health services and/or medical equipment/device consultant
Oil/gas consulting
Intellectual property, copyright/trademark, and or patent consultant
Employee benefit/pension consulting acutary

Fast turnaround and we never charge a broker fee!

In CA, Capitol Special Risks, Inc. dba: Capitol Special Risks Insurance Service - CA Fire & Casualty Agency - #0C46094

U.S. States Available

U.S. States Available:

Provider Type:

Wholesale Broker

Admitted:

Some Available States

Carriers:

Carrier Ratings:

A- or better by A.M. Best

Commission:

Varies per carrier

Min Premium:

Varies

Coverages:

Business Start Up Consultants Insurance Consultants Errors and Omissions Insurance Interior Design Consultants Insurance Management Consultants Insurance Management Consultants Professional Liability Insurance Marketing Management Consultants Professional Liability Insurance Professional Liability Insurance Research Organization/Consultants Insurance Sales and Service Management Consultants Insurance Training Consultants Insurance

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Capitol Special Risks has other insurance programs like Accountants/Accounting Professionals.

Capitol Special Risks

Capitol Special Risks

Hi, !

Small Business Consultants Professional Liability Insurance

U.S. States Available