For insurance buyers, insurance agents and insurance wholesalers!For insurance buyers, insurance agents and insurance wholesalers!
Capitol Special Risks
Contact Us
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Capitol Special Risks
Contact Us
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Home Inspector Insurance

Home Inspectors may be held liable for actual or alleged improper home inspections.  If a suit is brought against them, they must have a Home Inspectors Errors & Omissions (E&O) policy to cover any financial losses to defend or pay damages. Common allegations include negligence, failure to identify, improper inspection, or failure to disclose.
 
CSRisks is a fully licensed surplus lines broker with multiple Certified Insurance Counselors on staff to assist you with all your Professional Liability Risk Management needs. You will get prompt, professional service from CSRisks' expert staff as they work diligently to define specific needs and develop key solutions based on each unique situation.

Coverages automatically included for Home Inspector Insurance:

 

  • General Liability limited to On-Premises Bodily Injury & Property Damage occurring at the inspection site - $500,000 sub limit Corporate Entity
  • Commercial Inspections (if less than 10% of total revenue, coverage is provided automatically)
  • Radon Testing
  • Referring Party (covers parties for vicarious liability as a result of covered wrongful acts under the policy)
  • Prior Acts (if included in your current policy)
  • Automatic Tail (coverage for 60 days after policy expiration)
  • Multiple Inspectors will be covered under ONE policy - there is no need for numerous policies ($1,000 - $1,500 per additional inspector)
 
Optional coverage enhancements:
 
  • Tail Coverage (1-3 year tail option)
  • Mold Coverage
  • Water & Septic Inspections
  • Pool & Spa Coverage
  • WDI/Termite Inspections
  • Lead Paint Inspections
  • New Construction
  • Code Compliance
  • Phase Inspections
  • Carbon Monoxide - including cracked heat exchange
  • EIFS/Stucco

 Contact us today for more information on our Home Inspector Insurance program. 

Fast turnaround and we never charge a broker fee!
 
In CA, Capitol Special Risks, Inc. dba: Capitol Special Risks Insurance Service - CA Fire & Casualty Agency - #0C46094
 

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Wholesale Broker
  • Admitted:
    No States
  • Carriers:
  • Carrier Ratings:
    A- or better by A.M. Best
  • Commission:
    Varies per carrier
  • Min Premium:
    Varies

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