Capitol Special Risks specializes in Lawyers Professional Liability Insurance, offering brokers and agents tailored solutions for legal professionals across firm sizes and practice areas. Whether your client is a solo practitioner or a multi-state law firm, we provide access to competitive markets and comprehensive coverage options designed to address the unique exposures attorneys face.
Ideal Accounts and Appetite
Our program is designed for a wide range of legal professionals, including:
- Solo attorneys and small law firms
- Mid-size and large multi-practice firms
- Attorneys serving as "Of Counsel" or working as independent contractors
- Firms involved in nonprofit board activities or publishing legal content
We are able to place coverage for firms engaged in a variety of practice areas, including civil litigation, family law, real estate, estate planning, and more. Accounts with prior claims are considered, and we offer flexible options for firms with complex risk profiles.
Coverage Highlights and Advantages
Capitol Special Risks works with multiple carriers to offer a robust suite of coverage features, including:
- Pre-Claim Assistance to mitigate potential issues early
- Network and Information Security Offense Coverage
- Crisis Event Expense Reimbursement
- Mediation Deductible Credit (up to $25,000 reduction)
- Enhanced Settlement Clause for more flexible resolution
- Directors & Officers (D&O) Coverage for Non-Profit Involvement
- Publishing Liability and Pro Bono Coverage
- Worldwide Coverage including Bodily Injury and Property Damage
- Loss of Earnings and Disciplinary Proceeding Expense Reimbursement
- Punitive and Exemplary Damages (where allowed by law)
- Spousal, Domestic Partner, and Innocent Insured Provisions
- Equity Interest and Limited Intra-Firm Services Coverage
These features are designed to address both traditional and emerging risks faced by attorneys in today’s legal environment.
Underwriting Notes and Minimum Premiums
Minimum premiums vary based on firm size, practice areas, and claims history. We offer fast turnaround on quotes and never charge a broker fee. Our team will work closely with you to compare policies and ensure the best fit for your client’s needs.
Territories and Availability
This program is available in most U.S. states, including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY. Admitted coverage is available in some states; contact us for specific state availability.
Why Work With Capitol Special Risks?
With deep expertise in the Legal E&O market, Capitol Special Risks serves as a trusted wholesale broker for agents and brokers nationwide. We understand the nuances of legal malpractice insurance and help you navigate carrier appetites, coverage differences, and underwriting concerns. Our goal is to make your job easier—and to help you deliver competitive, well-structured insurance solutions to your legal clients.
Contact us today to place your Lawyers Professional Liability accounts. Fast turnaround—and we never charge a broker fee!
In CA, Capitol Special Risks, Inc. dba: Capitol Special Risks Insurance Service - CA Fire & Casualty Agency - #0C46094
Frequently Asked Questions
What types of law firms are eligible for this program?
We can place coverage for solo attorneys, small to large law firms, and attorneys working independently or "Of Counsel." Firms involved in nonprofit or publishing work are also eligible.
Are firms with prior claims eligible?
Yes, we consider firms with prior claims. Each submission is reviewed based on the details of the claim, firm size, and risk profile.
Is this program available in my state?
Our Lawyers Professional Liability program is available in most states across the U.S. Some admitted options are available depending on the state. Contact us to confirm availability in your area.
What is the turnaround time for quotes?
We offer fast turnaround on submissions, often within a few business days, depending on the complexity of the account.
Do you charge a broker fee?
No, Capitol Special Risks does not charge a broker fee for this program.
Need help placing an account? Connect with a market specialist.