Manufacturing Insurance

Manufacturing Insurance Program from Citadel Insurance Services

Citadel Insurance Services specializes in placing hard-to-insure manufacturing accounts through our dedicated Manufacturing Insurance Program. As a Managing General Agency (MGA), we have access to a wide range of carriers and can offer tailored coverage solutions—even for high-risk or niche operations. Whether your client is a small startup or an established manufacturer, our team can help you find the right coverage to meet their unique risk profile.

Ideal Accounts and Appetite

We welcome a diverse mix of manufacturing classes, including those often considered difficult to place. Our program is designed to accommodate a wide array of products and industries. Some of our key target products include:

• Consumer Products
• Recreational Products
• Life Science Products
• Dietary Supplements
• Sporting Goods
• Children’s Products
• Marine Products
• Plastics
• Fireworks and Pyrotechnics
• Electrical Products
• Chemicals
• And many more

From nutraceutical manufacturers to firms producing high-liability items like fireworks or children’s toys, we are equipped to handle complex exposures. You might have a client with a new consumer gadget or a small-batch chemical supplier—both could be excellent fits for our program.

Coverage Highlights and Advantages

Our markets offer comprehensive manufacturing coverage options, including but not limited to:

• General Liability
• Product Liability
• Property and Equipment Coverage
• Completed Operations
• Excess Liability/Umbrella

We work with multiple carriers, so we can match your client’s needs with the most appropriate market. We’re also able to structure flexible solutions for unique manufacturing exposures, including those involving international distribution or component sourcing.

Underwriting Notes and Minimum Premiums

We offer competitive minimum premiums starting at $2,500. Our underwriters are experienced in the nuances of manufacturing risks and can quickly assess fit and pricing. We’re especially helpful for agents struggling to place accounts due to prior claims, unusual products, or emerging industry segments.

Territories and Availability

The program is available in most states, including all continental U.S. states plus Alaska, Hawaii, and Washington D.C. Some markets are admitted depending on the state and class of business, while others are non-admitted. We can guide you through the right options based on your client’s location and operation type.

Why Work with Citadel Insurance Services?

Citadel Insurance Services is known for its underwriting focus and responsiveness. We’re not just a portal—we’re a partner who works alongside you to find the best fit for your manufacturing accounts. Our ability to handle difficult-to-place risks and our broad carrier access make us a go-to market for agents looking to write more manufacturing business. Let us help you grow your book with confidence.