Citadel Insurance Services’ Oil and Gas Contractors Insurance Program is built for agents who place energy-related contractors and service providers. Whether your client performs exploratory drilling, well servicing, equipment hauling, or pipeline work, we provide tailored placement options and access to admitted and non-admitted markets. Our underwriting team understands operational exposures common to upstream and midstream contractors and moves quickly to match each risk with the right carrier, coverage form, and pricing so you can keep your client moving.
Ideal Accounts and Appetite
We write a broad range of oil and gas contractors and service providers, with a focus on clean, well-documented operations. Typical target classes include:
- Well Servicing and Work-over Contractors
- Drilling Operations
- Oilfield Equipment Rental and Repair
- Pipeline Contractors
- Water and Oilfield Equipment Haulers
- Roustabout Contractors
- Wireline Contractors
- Swabbing Contractors
- Instrument Logging
- ...and other upstream and midstream service providers
Example: You might have a client who operates a small fleet of trucks delivering water to drilling sites—this is a class we routinely place. Another common fit is a mid-sized workover contractor with leased rigs and experienced crews who needs a complete package of liability, auto, and inland marine coverage.
Coverage Highlights and Advantages
We assemble competitive, complete packages that address both routine and specialty exposures. Program features include:
- Admitted coverage available on most classes; non-admitted capacity where needed
- Non-auditable options for qualifying classes
- General Liability, Commercial Auto, Excess Liability, Inland Marine, Property, and Workers' Compensation
- Contractors Pollution Liability and Sudden & Accidental coverage
- UGRE (Underground Resources and Equipment) coverage
- Blanket Additional Insured, Waiver of Subrogation, and Primary & Non-Contributory wording
- Access to strong carriers including Arch, Starr, AIG, Zurich, Markel, and Kinsale
Our goal is to help you build a cohesive program that covers operational, transportation, and pollution risks—so insureds aren’t left with gaps between policies.
Underwriting Notes and Minimum Premiums
We evaluate each submission on its individual merits. Minimum premium typically starts at $7,500, with flexibility by class, state, and coverage needs. Clean, complete submissions (current loss runs, ACORD apps, detailed operations descriptions, and vehicle schedules) help our team respond faster and improve placement outcomes.
Territories and Availability
This program is available across the country in all 50 states and Washington, D.C. Admitted options exist for most classes; where admitted paper is not available or competitive, we place non-admitted solutions through our carrier relationships.
Why Work With Citadel Insurance Services?
As a wholesale broker with deep experience in energy-related risks, Citadel Insurance Services pairs market access with hands-on underwriting support. We focus on responsiveness, thoughtful risk placement, and leveraging established carrier relationships to secure the coverage your clients need. Work with our specialists to navigate complex submissions, assemble competitive quotations, and close placements efficiently.
Frequently Asked Questions
What types of accounts are a good fit for this program?
We focus on oil and gas contractors including well servicing, drilling, pipeline construction, equipment haulers, and more. Both small and mid-sized operations are welcome.
Is admitted coverage available?
Yes, admitted coverage is available for most classes within the program, depending on the state and risk profile.
What is the minimum premium for this program?
The minimum premium starts at $7,500, though it may vary based on class, location, and coverage selected.
Which states is this program available in?
The program is available in all 50 states and Washington, D.C.
What carriers are used in this program?
We work with top-rated carriers including Arch, Starr, AIG, Zurich, Markel, and Kinsale to match risks to the right market.
Need help placing an account? Connect with a market specialist.