Independent agents and brokers looking to place manufacturing and distribution risks can count on Ck Specialty Insurance Associates, Inc. for broad market access, strong underwriting expertise, and top-tier carrier options. As a Western-based, family-owned MGA and Surplus Lines Broker, Ck Specialty offers tailored insurance solutions for a wide range of manufacturing and distribution clients across Arizona, Nevada, and Oregon.
Program Overview
This Manufacturers & Distributors Insurance Program is designed to help agents address the complex exposures faced by clients in production and distribution. Whether you're working with a startup electronics manufacturer or a long-established food product distributor, this program offers flexible coverage options through A-rated carriers — both domestic and London-based — with in-house binding authority and access to over 40 markets.
Ideal Accounts and Appetite
Ck Specialty has a broad and diverse underwriting appetite. Target classes include, but are not limited to:
- Machinery & Equipment Manufacturers
- Chemical Distributors
- Electronics Manufacturers
- Clothing and Apparel Producers
- Pharmaceutical and Neutraceutical Companies
- Medical Device Manufacturers
- Food & Beverage Product Distributors
- Cosmetics and Beauty Product Lines
- Children’s Products and Infant Goods
- Automotive Parts Suppliers
- Wood, Metal, and Animal Product Manufacturers
You might have a client producing ingestible supplements or distributing imported automotive parts — this program is built to handle those types of risks and more.
Coverage Highlights and Advantages
Coverage options are designed to address the full scope of manufacturing and distribution exposures. Available coverages include:
- General Liability (including Product Liability)
- Excess Liability
- Property Coverage
- Professional Liability (E&O)
- Directors & Officers Liability (D&O)
- Employment Practices Liability
- Pollution Liability
With access to a wide range of carriers and flexible underwriting capabilities, you'll be able to craft tailored solutions that address your clients' specific exposures.
Underwriting Notes and Minimum Premiums
Ck Specialty works with both binding authority and brokerage markets, offering options that suit standard and hard-to-place risks alike. Minimum premiums start at just $500, making this program accessible to both small businesses and larger operations.
Territories and Availability
This program is available to licensed retail insurance agents placing business in Arizona, Nevada, and Oregon. All business is placed on a non-admitted basis through A-rated carriers.
Why Work With Ck Specialty Insurance
With a strong regional focus and deep expertise in E&S markets, Ck Specialty Insurance is a trusted partner for agents needing options in the manufacturing and distribution sectors. Their team understands the nuances of these industries and offers the tools, responsiveness, and market access to help brokers succeed.
Manufacturers & Distributors Insurance
Ck Specialty Insurance is a family-owned & operated, Western-based MGA/Wholesaler/Surplus Lines Broker providing market access to retail insurance brokers in AZ, CA, CO, ID, MT, NV, OR, UT, & WA.
Ck Specialty Insurance: Opening market doors…for you.
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program is ideal for manufacturers and distributors of products such as machinery, chemicals, electronics, pharmaceuticals, food and beverage, cosmetics, and more.
What is the minimum premium for this program?
The minimum premium starts at $500, making it accessible for smaller to mid-sized operations.
What states is this program available in?
This program is currently available to agents with risks located in Arizona, Nevada, and Oregon.
Are the carriers admitted or non-admitted?
All business under this program is placed on a non-admitted basis with A-rated domestic and London-based carriers.
Does Ck Specialty have in-house binding authority?
Yes, Ck Specialty offers both in-house binding authority and brokerage market access, providing flexibility based on risk type and size.
Need help placing an account? Connect with a market specialist.