Ck Specialty Insurance Associates, Inc. offers a robust Restaurants, Bars, and Taverns Insurance program tailored to meet the needs of hospitality-focused retail agents. Whether you’re placing a family-style restaurant or a bar with live entertainment, Ck Specialty provides flexible and competitive solutions through their extensive market access.
Ideal Accounts and Appetite
Ck Specialty welcomes a wide range of hospitality classes, including but not limited to:
Ø Family Restaurants
Ø Caterers and Catering Trucks
Ø Bars and Neighborhood Taverns
Ø Social Clubs and Fine Dining Establishments
Ø Delicatessens and Adult Entertainment Venues
Ø Risks featuring dance floors, DJs, or live entertainment
If you have clients in the food and beverage space with unique risk profiles or hard-to-place exposures, this program is designed to help meet those needs.
Coverage Highlights and Advantages
Coverages offered include, but are not limited to:
Ø General Liability
Ø Excess Liability
Ø Property
Ø Liquor Liability
Ø Limited Assault & Battery
You can confidently address the exposures of hospitality businesses that serve alcohol, host events, or experience high foot traffic, knowing you have access to comprehensive coverages through A-rated carriers.
Underwriting Notes and Minimum Premiums
Ck Specialty Insurance works with over 40 contracted markets, ensuring options tailored to different risk profiles. Minimum premiums typically start at $750, depending on the risk type and coverage structure.
Both in-house binding authority and open brokerage markets are available, giving you the flexibility to place both standard and more complex or distressed accounts.
Territories and Availability
This hospitality program is currently available in Idaho, Washington, and Nevada. As a Western-state focused MGA and Surplus Lines Broker, Ck Specialty supports agents in accessing solutions throughout this regional footprint.
Why Work With CK Specialty Insurance?
Family-owned and operated, Ck Specialty Insurance is a trusted wholesale partner for independent agents seeking responsive service and hard-to-find hospitality markets. With access to both domestic and London-based markets, and a commitment to helping agents find competitive solutions, Ck Specialty is your go-to resource for Restaurants, Bars, and Taverns coverage.
Whether you're placing a neighborhood bar with liquor sales or a fine dining restaurant with entertainment, Ck Specialty opens the door to solutions you can count on.
Ck Specialty Insurance: Opening market doors…for you.
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program is ideal for restaurants, bars, taverns, catering businesses, social clubs, adult entertainment venues, and locations with live entertainment or dance floors.
Is this program admitted or non-admitted?
This is a non-admitted program written through A-rated carriers, including both domestic and London markets.
What is the minimum premium?
Minimum premiums generally start at $750, depending on the type of risk and coverage needed.
What states is this program available in?
Ck Specialty currently offers this program in Idaho, Washington, and Nevada.
Do you have binding authority or is this brokerage only?
Ck Specialty offers both in-house binding authority and access to brokerage markets, giving agents flexibility in how they place accounts.
Need help placing an account? Connect with a market specialist.