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Ck Specialty Insurance Associates, Inc.
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Ck Specialty Insurance Associates, Inc.
Contact Us
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Vacant & Course of Construction Insurance

Ck Specialty Insurance Associates, Inc. offers a flexible and competitive Vacant & Course of Construction Insurance program designed to help agents and brokers place business for vacant properties, new construction, and renovation projects. Whether your client owns a residential or commercial property undergoing remodeling, or has a vacant building awaiting sale or occupancy, this program provides tailored coverage solutions through a streamlined underwriting process.

This program is supported by AM Best A rated carriers and is available on a non-admitted basis. It’s ideal for risks that fall outside the standard market appetite, giving you the ability to serve clients with unique property situations in Arizona, California, and Colorado.

Very Competitive Commissions
 ***Online rater available***          
 

Ideal Accounts and Appetite

This program is a strong fit for:
  • Vacant residential or commercial buildings awaiting sale, lease, or renovation
  • Ground-up construction projects for single structures or scheduled locations
  • Properties undergoing remodeling or renovation, with or without structural changes
  • Trusts, partnerships, joint ventures, and LLCs with property holdings
If you have clients holding real estate for investment or development purposes, especially those needing short-term or flexible policy terms, this program can help you meet their unique insurance needs.

Coverage Highlights and Advantages

  • Monoline Property, Liability, or Package (Property & Liability)
  • Coverage for contents and multiple locations with scheduling options
  • Residential and commercial ISO forms available
  • Building values up to $4,000,000
  • Premises liability limits up to $1,000,000/$2,000,000
  • Eligible for any combination of existing structure and renovation costs
  • Theft coverage available with Vandalism & Malicious Mischief (V&MM)
  • Policy terms of 1, 3, 6, 9, or 12 months
  • Deductibles starting from $500
  • Low minimum premium of $500
Example: You might have a client who just purchased a residential property in California to flip. The home is vacant and undergoing major renovations. This program can provide coverage for both the structure and liability during the construction period.

Underwriting Notes and Minimum Premiums

Ck Specialty can accommodate a wide range of property scenarios with streamlined underwriting. All policies are written on a non-admitted basis using AM Best A rated carriers, offering flexibility for more complex or higher-risk property situations. The program accepts various ownership structures, including trusts, LLCs, partnerships, and joint ventures. Minimum premiums begin at $500, with short-term policies available to match the project timeline.

Territories and Availability

This program is currently available in:
  • Arizona (AZ)
  • California (CA)
  • Colorado (CO)

Why Work With Ck Specialty?

Ck Specialty Insurance Associates, Inc. is a trusted General Agency and E&S Broker with deep experience in hard-to-place property risks. With access to top-rated markets and a focus on builder’s risk, vacant property, and remodeling exposures, Ck Specialty makes it easier for you to serve clients with non-standard insurance needs. The availability of an online rater and competitive commissions adds to the efficiency and profitability of placing business through this program.

Frequently Asked Questions

What types of accounts are a good fit for this program?

Ideal accounts include vacant residential or commercial buildings, properties under renovation, ground-up construction projects, and real estate held by trusts or LLCs.

Are short-term policies available?

Yes, policies are available in terms of 1, 3, 6, 9, or 12 months to match your client’s project timeline.

Is theft coverage included?

Theft coverage is available when written in conjunction with Vandalism & Malicious Mischief (V&MM) coverage.

What is the minimum premium for this program?

The minimum premium starts at $500, making it a cost-effective solution for short-term or lower-value risks.

Which states is this program available in?

This program is currently available in Arizona, California, and Colorado.

Need help placing an account? Connect with a market specialist.

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    General Agency and Excess & Surplus Lines Broker
  • Admitted:
    No States
  • Carriers:
  • Carrier Ratings:
    AM Best A rated
  • Commission:
    Very competitive!
  • Min Premium:
    $500.00

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CONTACT INFORMATION

LOCATION

20055 SW Pacific Hwy., 109
Sherwood, OR 97140
503-625-6223
View Map

APPLICATIONS

AGENCY LICENSING

WA-756918
ID-273033
NV-9247
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Ck Specialty Insurance Associates, Inc. has other insurance programs like Alarm and Electronic Security Insurance.