COMMERCIAL AUTOMOBILE
Overview of the Program From CMS, LLC
When your direct markets fall short, CMS, LLC is here to help you place tough or underserved commercial auto risks. Backed by an A XII Best’s Rated Carrier and access to multiple markets, CMS offers a robust Commercial Automobile Product tailored for a wide variety of transportation-related businesses. Whether you're working with established fleets or new ventures, we have flexible solutions that fit.
Target Classes and Ideal Accounts
This program is designed for a broad range of commercial auto risks. Our appetite includes, but is not limited to:
- Non-Emergency Ambulette Services
- Limousine and Chauffeur Services
- Healthcare Transportation Vehicles
- Airport Shuttle Operators
- Dump Trucks and Flatbed Haulers
- Refuse Haulers and Mix-in Transit Vehicles
- Moving & Storage Companies
- Sand & Gravel Haulers
- Dry Van Fleets
- Oversized Load Carriers and Special Riggers
- Motor Truck Cargo Operators
- Stand-alone Auto Physical Damage (Non-Admitted)
We are open to new ventures and smaller fleet sizes through our additional markets. The core program is ideal for fleets with 10 or more units, but we can also entertain single-unit operations depending on the risk and carrier appetite.
Coverage Highlights and Advantages
- Primary Liability Limits up to $1,000,000 CSL (with up to $2 million available for select accounts)
- Vehicle Physical Damage Limits up to $25,000,000
- Motor Truck Cargo limits tailored to cargo type
- No maximum fleet size restrictions
- Competitive commissions offered to our agency partners
All new business submissions are accepted via standard Acord applications. We offer responsive service and underwriting support to help you close more business quickly and efficiently.
Underwriting Notes
The minimum fleet size requirement for our core program is 10 units; however, we have access to markets that can consider smaller operations or brand-new businesses. Each submission is reviewed on its own merits, and we work closely with agents to find the right fit.
Territories and Availability
This program is available in the following states: AL, CA, CT, FL, GA, IL, KY, ME, MI, NH, NJ, NY, NC, PA, RI, SC, TN, TX, VT, VA, and DC.
Why Work With CMS, LLC?
CMS, LLC is a trusted wholesale broker with deep expertise in commercial auto risks. Our broad market access, strong carrier relationships, and flexible underwriting make us a valuable partner for agents and brokers looking to place difficult or specialized accounts.
Need help placing a risk involving a sand and gravel hauler with a growing fleet? Or a new non-emergency medical transport business? Let CMS, LLC help you put the pieces together.
Submission Contacts:
Fax: (516) 799-8602
Acord applications are acceptable.
LET CMS PUT THE PIECES TOGETHER FOR YOU!!!!!!!!!!!!!!!!!
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program is ideal for commercial auto accounts such as dump trucks, flatbed haulers, healthcare transport vehicles, limousines, and cargo haulers. We also consider new ventures and smaller fleets through additional markets.
Is there a minimum fleet size requirement?
The core program has a minimum fleet size of 10 units, but we can consider smaller accounts and even single-unit operations through other available markets.
Are Acord applications accepted for submission?
Yes, we accept standard Acord applications for all new business submissions.
In which states is this program available?
This program is available in AL, CA, CT, FL, GA, IL, KY, ME, MI, NH, NJ, NY, NC, PA, RI, SC, TN, TX, VT, VA, and DC.
What are the available coverage limits?
We offer primary liability up to $1 million CSL (up to $2 million on select accounts), vehicle physical damage up to $25 million, and tailored limits for motor truck cargo based on the type of cargo hauled.
Need help placing an account? Connect with a market specialist.