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Cochrane & Company
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Cochrane & Company
Contact Us
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Marijuana Insurance

With the legalization of medical and recreational marijuana in more and more states, the cannabis industry is poised for rapid growth and increased revenue opportunities for businesses.

Your clients working in this sector face unique risks—and they need insurance solutions tailored to those exposures. Whether it’s property damage, theft, transportation incidents, or liability concerns, Cochrane & Company can help you secure the right Marijuana Insurance coverage for your clients.

Specialized Coverage for a Specialized Industry

Cochrane & Company offers a comprehensive Marijuana Insurance program designed specifically for businesses in the medical and recreational cannabis space. From dispensaries to grow operations and infused product manufacturers, we understand the complex needs of these operations and provide access to carriers and coverage options that address their risks.

Key Coverages Available

Our program includes a wide range of coverages that can help protect your client’s business in the event of loss or liability: • Products Liability
• Equipment Breakdown
• Accounts Receivable
• Valuable Papers
• Money and Securities
• Government Actions Reimbursement
• Property Coverage
• Buildings
• Tenant Improvements
• Finished Stock
• Business Personal Property
• Transportation – including transit from grower to dispensary or dispensary to patient These coverages are designed to address the real operational risks cannabis businesses face every day.

Target Classes We Serve

We work with a wide variety of cannabis-related businesses, including: • Indoor Crop
• Schools
• Testing Labs
• Dispensaries
• Retail Outlets
• Lessors Risk for Landlords to Marijuana Facilities
• Growing Operations (Indoor and Outdoor)
• Greenhouses
• Bakeries
• Hydroponic Stores
• Infusion Centers
• Edible Manufacturers If you have a client operating in one of these sectors, we may be able to provide a tailored insurance solution through our program.

Program Availability and Underwriting

Our Marijuana Insurance program is available in the following states: AK, AZ, AR, CA, CO, CT, FL, HI, IL, LA, ME, MD, MA, MI, MN, MT, NV, NH, NJ, NM, NY, ND, OH, OR, PA, RI, VT, and WA. Admitted products are available in some states.

This program is underwritten through select markets that understand the evolving cannabis landscape. Whether your client is just entering the market or expanding operations, we can help you find the right fit across our carrier relationships.

Why Work With Cochrane & Company?

As a Managing General Agency with deep experience in placing cannabis-related risks, Cochrane & Company provides the expertise, market access, and service you need to confidently serve clients in this high-growth sector. We’re here to help you navigate the complex underwriting and compliance challenges of this industry and deliver customized insurance solutions that meet your clients’ needs.

We are happy to answer any questions you may have and help you get appointed with Cochrane & Company.

Frequently Asked Questions

What types of accounts are a good fit for this program?

This program is ideal for licensed cannabis-related businesses such as dispensaries, indoor and outdoor grow operations, edible manufacturers, testing labs, and landlords leasing to marijuana facilities.

Is coverage available for transportation of cannabis products?

Yes, our program includes transportation coverage, including transit from growers to dispensaries and from dispensaries to patients.

Which states is this program available in?

The Marijuana Insurance program is available in over 30 states, including CA, CO, FL, IL, MA, MI, NY, OR, and WA. Availability may differ by coverage type.

Are admitted markets available?

Yes, admitted markets are available in some states, depending on the type of coverage and the location of the risk.

How can I get appointed to access this program?

Contact Cochrane & Company directly to begin the appointment process and gain access to our cannabis insurance markets.

Need help placing an account? Connect with a market specialist.

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Managing General Agency
  • Admitted:
    Some Available States
  • Carriers:
  • Carrier Ratings:
    Varies
  • Commission:
    Varies
  • Min Premium:
    -

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CONTACT INFORMATION

LOCATION

1405 S. Rustle St.
Spokane, WA 99224
888-402-2936
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APPLICATIONS

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Cochrane & Company has other insurance programs like 1-4 Family Dwelling Insurance.