Overview — Cochrane & Company: Professional Liability
Our team of Professional Liability experts at Cochrane & Company can help you place a wide range of professional-lines accounts. As a managing general agency, we offer multiple coverages tailored to different professions and exposures. We understand that professional liability looks different across industries, so our program provides flexible solutions for errors & omissions, D&O, cyber, allied medical and more.
Who should you consider this program for?
If your client provides professional services or advice, or if a contract requires them to carry professional liability insurance, this program is built for those accounts. Typical target classes we place include:
Coverage Available:
*Please note that an appointment must be in place prior to quoting.
Coverage advantages and program strengths
- Dedicated underwriting team with quick turnaround and practical, service-oriented support—designed for producers who need timely responses.
- Flexible coverage options across multiple professional exposures so you can package what the client needs.
- Placement help for both standard and harder-to-place classes through our carrier relationships.
- Guidance on policy forms and extensions commonly requested in professional contracts.
Underwriting notes and appetite
We look for businesses that provide a professional service or give professional advice. The strongest fits are mid-size professional service firms, agriculture consultants and allied medical practices that maintain documented procedures and reasonable risk management. We are generally open to accounts that:
- Have clear scopes of work and documented client agreements.
- Demonstrate basic quality control and risk management practices.
- Require professional liability limits for contract compliance.
Accounts that typically need additional review include large firms with significant revenue concentration, firms with a history of professional liability claims, or operations outside the listed target classes.
Example account scenarios
- You have an IT consulting firm asked to carry errors & omissions coverage for a software deployment contract — we can quote E&O and cyber options tailored to the engagement.
- A regional agricultural consultant needs both professional liability and D&O limits to satisfy a lender — our program can package those exposures for you.
Territories and availability
Available in: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Please confirm state availability and admitted status for specific submissions.
Why work with Cochrane & Company on professional liability?
As a Managing General Agency, Cochrane & Company combines specialty underwriting expertise with market access to place a broad set of professional liability risks. Our team provides one-on-one service, fast responses, and experience placing both common and niche professional exposures. We work with agents to structure submissions, identify the right coverage combinations, and route business to the appropriate carrier.
Get started
Send us an email today to discuss the Professional Liability program and how we can help your client. We look forward to doing business with you!
Frequently Asked Questions
What types of accounts are a good fit for Cochrane & Company's Professional Liability program?
Clients that provide professional services or advice — such as IT firms, consultants, allied medical practices, agriculture consultants, and certain contractors — are primary targets. We prefer accounts with clear scopes of work and basic risk management in place.
Which coverages can I request through this program?
The program supports Errors & Omissions, Employment Practices Liability, Contractors Professional Liability, Directors & Officers, Cyber, Allied Medical combined GL/PL, Media Liability, Tenant Discrimination and other miscellaneous professional liability forms depending on the class and carrier appetite.
Do I need an appointment to submit a quote?
Yes. An appointment with Cochrane & Company is required before we will produce a quote. Contact your underwriter to confirm appointment steps and any paperwork needed.
Is this program available in my state and is it admitted?
The program is available in the states listed on the storefront. Admitted vs. non-admitted placement can vary by state and carrier—check with our underwriting team for the best placement option in the insured's jurisdiction.
What information should I include with a submission?
Provide a description of services, contract sample (if applicable), revenue by product/service, claims history, and risk management procedures. The underwriter can request additional details based on the class and limits requested.
Need help placing an account? Connect with a market specialist.