Adult Day Care Insurance

• Licensed, commercially-operated facilites that offer only minimal care. Majority of attendees should be ambulatory
• Will consider facilities:
  • that are commercially operated
  • with up to 35% Alzheimer's patients that have antiwandering devices on all exits
  • with swimming pools  

• Primary Limits up to $3,000,000 Occurrence/Aggregate
• Excess or Umbrella Limits up to $25,000,000
• Included Coverages:
  • Medical Payments Coverage - $5,000 Limit
  • Additional Interests
  • Errors and Omissions Coverage Part
  • Sexual and Physical Abuse Coverage - Policy limits up to $100,000 Per claim/$300,000 Aggregate (High optional limits available)
• No deductible required.

• Building
• Business Personal Property
• Business Income
• Basic, Broad or Special Form
• Replacement Cost or ACV
• Equipment Breakdown
• Food Spoilage
• Accounts Receivable
• Computer Equipment
• Outside Signs
• Valuable Papers