Cochrane & Company
Contact Us
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Cochrane & Company
Contact Us
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Specialty Auto Insurance

Cochrane & Company's Specialty Auto Insurance makes it easy for you to insure not-for-hire motor vehicles owned and operated by businesses whose primary service is within a 300-mile radius.

Eligible exposures:
 •  Catering businesses
 •  Farms
 •  Dairies
 •  Household goods movers
 •  Wholesale and retail delivery
 •  Food delivery
 •  Mobile businesses
 •  Courier services
 •  Magazine and newspaper distributors
 •  Armored cars
 •  Manufacturing business
 •  Ready-mix operations (cement mixers, concrete pumpers)
 •  Funeral operations
 •  Vacuum trucks
 •  Street sweepers
 •  Contractors
 •  Cranes and boom trucks
Ineligible exposures:
 •  Hazardous materials (Incidental hazardous materials, such as spray paint, household cleaners and batteries are acceptable.)
 •  Petroleum-based products (Refer to our petroleum marketer program)
 •  For-hire, revenue-generating units (refer to trucking operations)
 •  Pizza delivery operations
 •  Triple trailers
 •  Regulated medical waste or biohazardous waste
 •  Mobile home or manufactured home toters
 •  Any risk hauling logs
 •  End dump or side dump trailers (refer to dumping operations)
 •  Student drivers
 •  Any risk that allows nonemployee passengers

•  Loss information for current and prior three years
•  Complete VINs on all power units
•  Complete drivers’ list
•  All drivers must have acceptable MVRs.
 Coverage features include:
•  Automobile liability coverage limits up to $5 million
•  Uninsured/underinsured motorists, medical payments and personal injury protection
•  Physical damage coverage
•  Motor truck cargo
•  Multi-line discounts available
Reporting Capabilities
We also offer flexible, real-time reporting capabilities. Line of business/coverage Reporting Basis options:
Commercial Auto
•  Liability (includes PIP, UM, UIM, Med etc), Physical Damage, Hired Auto, Trailer Interchange
Inland Marine
•  Motor Truck Cargo – Legal Liability Coverage Reporting Form
Reporting Basis Options
•  Mileage, Gross Receipts, Per Vehicle and Total Insured Value
Contact us today for all your Specialty Auto Insurance risks!

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Managing General Agency and Excess & Surplus Lines Broker
  • Admitted:
    Most Available Markets
  • Carriers:
  • Carrier Ratings:
    A or above
  • Commission:
  • Min Premium:


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Please note: must complete Cochrane & Company's appointment process prior to quoting submissions.
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Cochrane & Company has other insurance programs like 1-4 Family Dwelling Insurance.