Adult Day Care Insurance
Policy Highlights:
Property and Liability Coverage available on a mono-line or package basis for licensed facilities providing social type activities for adults in adult day care centers.
Commercial General Liability Coverage for Adult Day Cares:
• Primary Limits up to $3,000,000 Occurrence and Aggregate
• Excess or Umbrella Limits up to $25,000,000
Included Coverages for Adult Day Cares:
Medical Payments Coverage—$5000 Limit
Additional Interests
Errors and Omissions Coverage Part
Sexual and Physical Abuse Coverage—Policy limits up to $100,000 Per claim/$300,000 Aggregate (Higher optional limits available)
No deductible required
Crime Coverage available for Adult Day Care:
• Inside the Premises—Theft of Money and Securities
• Inside the Premises—Robbery or Safe Burglary of Other Property
• Outside the Premises
Property Coverage available:
• Accounts Receivable
• Basic, Broad or Special Form
• Building
• Business Income
• Computer Equipment
• Contents
• Equipment Breakdown
• Food Spoilage
• Outside Signs
• Replacement Cost or ACV
• Valuable Papers
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Provider Type:
Managing General Agency and Excess & Surplus Lines Broker
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Carrier Ratings:
A.M. Best A+ Rated