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Colonial General Insurance Agency, Inc.
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Colonial General Insurance Agency, Inc.
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Farm Insurance

Program Highlights for Farm Insurance:

Colonial General Insurance Agency, Inc. offers a Farm & Ranch Insurance Program designed for small to mid-sized farms across the Western U.S. The program handles owner-occupied operations as well as properties rented to third parties. Coverage options are flexible so you can tailor a package for seasonal residences, tenant-occupied farms, or active family operations.

Ideal Accounts and Appetite

This program is a good fit for agents placing:

  • Small to mid-sized farms and ranches (crop, livestock, hobby farms)
  • Owner-occupied dwellings where farming is the primary activity
  • Seasonal, secondary-use, or part-time farm properties
  • Tenant-occupied farm dwellings and leased hobby farms

Example accounts you might submit: a client who leases a hobby farm in Colorado and needs liability and scheduled farm property, or a part-time ranch owner in Utah who needs dwelling coverage while on-site seasonally.

Coverage Highlights and Advantages

Key coverage features

  • Basic or Broad form property options
  • Comprehensive personal liability coverage for farm-related exposures
  • Coverage for Farm & Ranch structures — barns, fences, corrals, and outbuildings
  • Farm & Ranch personal property protection for tools, equipment, and small machinery
  • Dwelling and contents available on Replacement Cost or Actual Cash Value basis

Flexible policy structures

  • Owner-occupied / Seasonal: Dwelling and Liability package with optional scheduled Farm Property and Farm Personal Property
  • Tenant-occupied: Dwelling and Loss of Use with optional scheduled Farm Property
  • Tenant package: Contents, Loss of Use, and Liability with optional scheduled Farm Personal Property

Underwriting Notes

Colonial General works with multiple admitted and non-admitted markets to find the right placement for each account. Underwriting is case-by-case: the program is designed to be flexible around farming operations, seasonal occupancy, and tenant situations. Provide complete details about operations, structures, values of farm property, and any hired/contract labor to get the most accurate quote.

Territories and Availability

The Farm & Ranch program is available in these states:

  • Arizona (AZ)
  • Colorado (CO)
  • Idaho (ID)
  • Nevada (NV)
  • New Mexico (NM)
  • Utah (UT)
  • Wyoming (WY)

Why Work With Colonial General Insurance Agency, Inc.?

As a Managing General Agency and Excess & Surplus Lines broker, Colonial General brings focused expertise in farm and ranch risks. Agents get responsive underwriting, access to a range of markets (admitted and non-admitted where available), and the ability to tailor coverages for seasonal, tenant, or owner-occupied farms. The MGA structure helps when accounts need flexible terms or access to specialty capacity.

Frequently Asked Questions

What types of accounts are a good fit for this farm insurance program?

This program is ideal for small to mid-sized farms, including owner-occupied, seasonal, and tenant-occupied properties across AZ, CO, ID, NV, NM, UT, and WY.

Can I write coverage for tenant-occupied farm dwellings?

Yes. Colonial General offers options for tenant-occupied farms, including coverage for the dwelling, Loss of Use, and scheduled farm property.

Are both personal and business farm property covered?

Yes. The program includes options for both Farm & Ranch structures (barns, fences) and Farm Personal Property (tools, machinery, small equipment).

Is this program available on an admitted basis?

Some markets within the program are admitted; availability depends on the state and the specific account. Colonial General can also place accounts in non-admitted markets when necessary.

What carriers does Colonial General work with for this program?

Carrier availability varies by state and account. Colonial General partners with a range of admitted and E&S markets to provide competitive options for farm and ranch risks.

Need help placing an account? Connect with a market specialist.

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Managing General Agency and Excess & Surplus Lines Broker
  • Admitted:
    Some Available Markets
  • Carriers:
  • Carrier Ratings:
    A.M. Best A+ Rated
  • Commission:
    Varies
  • Min Premium:
    -

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CONTACT INFORMATION

LOCATION

8475 E. Hartford Drive, 100
Scottsdale, AZ 85255
855-980-7480
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APPLICATIONS

AGENCY LICENSING

If you would like to become contracted with Colonial General, please fill out the agency agreement below and provide a copy of your license and E&O declaration page.

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Colonial General Insurance Agency, Inc. has other insurance programs like Accountants Professional Insurance.