Colonial General Insurance Agency, Inc. offers a specialized Medical Staffing Agency Insurance program designed for agents and brokers seeking markets for healthcare staffing clients. As a Managing General Agency (MGA) and Excess & Surplus Lines Broker, Colonial General has access to multiple top-rated carriers and custom solutions, giving you flexibility to place complex or unique staffing risks across several western states.
Overview of the Program From Colonial General
Medical staffing agencies face unique liability exposures, especially when contracting healthcare professionals to third-party facilities. Colonial General’s program provides access to professional liability and malpractice coverage tailored to meet the diverse needs of staffing firms placing physicians, nurses, therapists, and other licensed healthcare providers. The coverage is backed by carriers rated “A” or better by A.M. Best, ensuring financial strength and reliability.
Ideal Accounts and Appetite
This program is an excellent fit for:
- Medical staffing agencies placing temporary or permanent healthcare professionals
- Firms that staff RNs, LPNs, CNAs, physical therapists, medical assistants, and similar roles
- Agencies working with hospitals, clinics, nursing homes, or in-home care facilities
You might have a client who staffs traveling nurses to rural hospitals or provides physical therapists to outpatient clinics—these are the types of accounts that may be eligible.
Coverage Highlights and Advantages
- Professional Liability / Malpractice coverage available through A.M. Best “A” rated carriers
- Limits starting at $250,000 / $500,000, with flexible deductible options
- Coverage tailored to match the staffing agency’s operations and provider types
- Optional coverages may be available depending on carrier and risk profile
Coverage and premium will vary based on carrier placement and underwriting factors. Colonial General works to match accounts with the best-fitting carrier and coverage structure.
Underwriting Notes and Minimum Premiums
While minimum premium details are not specified, underwriting will consider the type of providers placed, states of operation, loss history, and staffing volume. Deductible options and limit selections also influence premium. Colonial General’s experienced underwriters can help you navigate submissions for competitive placement.
Territories and Availability
This program is available in the following states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Admitted and non-admitted options may be available, depending on the carrier and jurisdiction.
Why Work With Colonial General
Colonial General brings decades of specialty underwriting experience to the table, with strong carrier relationships and a focus on service. As an MGA and E&S broker, they help agents place tough-to-place or niche healthcare staffing risks with confidence. Whether you’re working with a startup staffing firm or an established agency expanding into new states, Colonial General can help you find the right market and coverage solution.
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program targets medical staffing agencies that place licensed healthcare professionals such as nurses, therapists, and aides in hospitals, clinics, or long-term care facilities.
Are both admitted and non-admitted carriers available?
Yes, Colonial General has access to both admitted and non-admitted markets depending on the state and carrier availability.
What limits and deductibles are offered?
Limits typically start at $250,000/$500,000, with a range of deductible options. Specific terms depend on the risk and carrier selected.
Which states is this program available in?
The program is available in Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming.
What information is needed to submit a quote?
Submissions should include a completed application, details on provider types, loss history, operational scope, and coverage limit requests.
Need help placing an account? Connect with a market specialist.