Colonial General Insurance Agency, Inc. offers a specialized Mobile X-ray and Imaging Insurance program designed for businesses providing portable diagnostic imaging services. Whether your client is servicing nursing homes, assisted living facilities, correctional institutions, rehab centers, or homebound patients, this program offers tailored coverage solutions backed by A.M. Best A+ rated carriers.
Overview of the Program From Colonial General Insurance
Mobile X-ray and portable imaging businesses face unique liabilities as they operate outside traditional healthcare facilities. Colonial General understands this niche and provides access to flexible insurance options through top-rated carriers. As a Managing General Agency and Excess & Surplus Lines Broker, Colonial General helps agents like you place hard-to-insure risks with reliable markets.
Ideal Accounts and Appetite
Target classes for this program include:
- Mobile X-ray service providers
- Portable ultrasound, MRI, and CT scan operators
- Imaging technicians servicing long-term care facilities, surgical centers, and correctional institutions
This program is ideal for accounts that deliver diagnostic services on-site at nursing homes, rehabilitation hospitals, adult assisted living residences, and private homes. If you have a client expanding into mobile diagnostics or starting a new venture with portable imaging, this program can help secure the right coverage.
Coverage Highlights and Advantages
Coverage options vary by carrier, but may include:
- Professional Liability (Medical Malpractice)
- General Liability
- Commercial Auto (for transport vehicles)
- Property and Inland Marine (for mobile equipment)
- Workers’ Compensation (in select markets)
Colonial General works with carriers that understand the exposures involved in operating sensitive diagnostic equipment in variable environments. This ensures comprehensive protection for your insureds, whether they operate a fleet of mobile units or a single portable device.
Underwriting Notes and Minimum Premiums
Coverages and premiums will vary based on the carrier and the specific risk characteristics of the account. Underwriters will review operational scope, number of units, technician credentials, service areas, and claims history. While no fixed minimum premium is listed, this program is best suited for accounts with professional operations and clear risk management procedures.
Territories and Availability
This program is available in the following states:
- Arizona (AZ)
- California (CA)
- Colorado (CO)
- Idaho (ID)
- Nevada (NV)
- New Mexico (NM)
- Utah (UT)
- Wyoming (WY)
Some admitted markets are available depending on the state and coverage needs. Non-admitted options are also accessible for more complex or high-risk accounts.
Why Work With Colonial General Insurance Agency
Colonial General has deep experience placing specialty healthcare and niche liability risks. Their team offers responsive underwriting support, access to top-tier carriers, and solutions tailored to the mobile healthcare space. If you’re an agent or broker looking for a reliable partner to place mobile imaging business, Colonial General is ready to help you succeed.
Frequently Asked Questions
What types of accounts are a good fit for this Mobile X-ray and Imaging Insurance program?
This program is ideal for businesses providing mobile diagnostic imaging services to nursing homes, assisted living facilities, correctional institutions, and homebound patients.
What coverages are typically available under this program?
Coverage options may include General Liability, Professional Liability, Commercial Auto, Property/Inland Marine for equipment, and Workers’ Compensation depending on the carrier and state.
Which states is this program available in?
The program is offered in AZ, CA, CO, ID, NV, NM, UT, and WY.
Does this program offer admitted or non-admitted coverage?
Some admitted markets are available; however, non-admitted options are also accessible depending on the risk and location.
What information is required for underwriting?
Underwriters typically look for operational details, technician qualifications, number and type of mobile units, service locations, and any prior claims history.
Need help placing an account? Connect with a market specialist.