Policy Highlights:
Property and Liability Coverages available on mono-line or package basis for selected classes of retail stores with incidental installation, service, or repair operations.
Commercial General Liability Coverage available for selected mercantile:
• Primary Limits up to $3,000,000 Occurrence and Aggregate
• $5,000 Medical Payments Coverage—Included
• Additional Interests— Landlords included at no charge
• Electronic Data Liability
• Liquor Liability
• Excess or Umbrella Limits up to $25,000,000
• No deductible required
Property Coverage available:
• Accounts Receivable
• Bailees’ Customers
• Basic, Broad or Special Form
• Building
• Business Income
• Computer Equipment
• Contents
• Equipment Breakdown
• Food Spoilage
• Outside Signs
• Replacement Cost or ACV
• Valuable Papers
Crime Coverage available:
• Inside the Premises—Theft of Money and Securities
• Inside the Premises—Robbery or Safe Burglary of Other Property
• Outside the Premises
Eligible Stores Include:
Antique
Appliance
Army and Navy
Auto Parts and Supplies
Beverage and Liquor
Bicycle
Books and Magazines
Camera and Photographic Equipment
Candy and Confectionery
Clothing
Collectible and Memorabilia
Computer
Department or Discount
Electronics
Fabric
Floor Covering andCarpet
Florists
Furniture
Gift Shops
Hardware
Hobby, Artist Supply
Home Improvement
Ice and Water
Ice Cream
Jewelry
Mail Box or Packaging
Music
Musical Instrument
Newsstands
Paint and Wallpaper
Painting, Picture, or Frame
Shoe
Sporting Goods
Stationery or Paper Products
Stores—no food or drink
Tobacco Products
Variety
Video