Colonial General Insurance Agency, Inc. offers a Translator and Interpreter Insurance program tailored for language service professionals. Designed for both solo practitioners and multi-person firms, this Errors & Omissions (E&O) solution helps protect your clients against allegations of negligence, mistranslation, missed deadlines, or other professional mistakes that produce financial or reputational loss for a client.
Overview of the Program From Colonial General
This Translation Services E&O program provides professional liability protection specific to translation and interpretation exposures. Colonial General operates as a Managing General Agency and Excess & Surplus Lines broker with access to multiple carriers and flexible underwriting. That market access lets you shop different terms and limits so you can match coverage to the size and specialty of the language professional.
Ideal Accounts and Appetite
The program fits a broad range of language service providers, including:
- Freelance translators and independent contract interpreters
- Translation and localization agencies
- Language service companies serving legal, medical, educational, or corporate clients
Typical good fits are professionals who provide document translation, sworn/certified translation, courtroom or medical interpreting, localization of technical manuals, and multilingual marketing services. Less-desirable risks typically include firms with significant on-site construction or engineering exposures, or operations that combine heavy software development/IT integration beyond pure language services.
Example placements you might have: a solo court interpreter who needs limits to satisfy a court contract, or a multi-lingual agency translating technical manuals for manufacturers that require broader professional liability limits.
Coverage Highlights and Advantages
- Professional Liability (E&O) coverage shaped for translation and interpretation mistakes
- Flexible options for solos through multi-employee agencies
- Protection for claims alleging professional negligence, errors, omissions, and related defense costs
- Access to a range of admitted and surplus lines carriers to improve placement options and competitive pricing
*Final coverages and premiums depend on the carrier selected and underwriting details.
Underwriting Notes and Minimum Premiums
Colonial General evaluates risks across several carriers, so underwriting is flexible but driven by the applicant’s services, revenue, experience, and claims history. Minimum premiums and availability vary by carrier and state. When submitting a risk, include details on years in business, specialties (e.g., legal, medical), sample contracts or engagement terms, annual revenue, and any prior claims or disputes to accelerate placement.
Territories and Availability
This Translator and Interpreter Insurance program is available in AZ, CA, CO, ID, NV, NM, UT, and WY. Colonial General can access both admitted and non-admitted markets depending on the state and the client’s profile—use their market access when you need admitted paper in certain states or E&S capacity for more complex risks.
Why Work With Colonial General?
As an experienced MGA and E&S broker, Colonial General combines niche professional liability underwriting with broad market access and responsive service. That makes them a practical partner when you need flexible terms for translation and interpretation risks—whether you’re placing a first-time freelancer or a growing agency with specialized contracts.
Frequently Asked Questions
What types of accounts are a good fit for this program?
Freelance translators, contract interpreters, translation/localization agencies, and language service firms working in legal, medical, business, or education settings are good fits.
Is this coverage available for new ventures?
Yes. Colonial General will consider new ventures, particularly when the applicant shows relevant experience and a clear business plan or sample contracts.
What territories does this program cover?
The Translator and Interpreter Insurance program is currently available in AZ, CA, CO, ID, NV, NM, UT, and WY.
Are both admitted and non-admitted options available?
Yes. Colonial General can place accounts in admitted or E&S markets depending on the state and the risk profile.
What information is needed to get a quote?
Provide years of experience, services offered, annual revenue, sample contracts or engagement letters, and any prior claims or losses to help underwriters evaluate the account quickly.
Need help placing an account? Connect with a market specialist.