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Commercial Sector Insurance Brokers
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Commercial Sector Insurance Brokers
Contact Us
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Mining Insurance

Commercial Sector Insurance Brokers is a national wholesale broker with over 100 years of combined expertise in the Mining Insurance sector. We specialize in placing coverage for above- and below-ground mining operations across the United States, including Alaska. Whether your clients are involved in coal mining, precious metal and mineral extraction, or aggregate operations, we have the experience and market access to help you place complex mining accounts with confidence.

Overview of the Mining Insurance Program

We understand that the mining industry is highly specialized and comes with significant operational and environmental exposures. Our dedicated Mining Insurance program is built to address these risks with tailored coverage solutions. From highwall mining operations to continuous miner accounts, we can handle a wide range of mining-related risks. We also have the ability to structure layered quota share policies for larger inland marine schedules.

Ideal Accounts and Appetite

Our program is designed for a broad range of mining-related risks, including:
  • Coal mining operations
  • Precious metals and mineral mining
  • Aggregate and stone quarry operations
  • Mining consultants and contractor labor accounts
  • Manufacturers and distributors of mining equipment (Products Liability)
If you have clients involved in specialized or high-risk mining operations, including those in remote or hard-to-place regions like Alaska or the Appalachian region, we may have the market solutions you need.

Coverage Highlights and Advantages

Our Mining Insurance program offers a comprehensive suite of coverages, with flexibility to tailor policies based on your clients’ specific exposures: • General Liability
• Umbrella
• Excess Liability
• Higher Layered Excess
• Auto Coverage
• Property Insurance
• Workers Compensation
• Pollution Liability
• Inland Marine We can support more complex placements, including layered excess structures and large inland marine schedules, giving you more options to serve larger or more specialized clients.

Underwriting Notes and Minimum Premiums

We work closely with agents and brokers to understand the full scope of your client’s operations. While minimum premium requirements may vary based on the size and complexity of the account, our underwriting team is equipped to evaluate both standard and complex risks with flexibility. Please contact us directly to discuss specific submissions and appetite.

Territories and Availability

Our Mining Insurance program is available in all 50 states, including the District of Columbia. Whether your client operates in a traditional mining state like West Virginia or a unique territory like Alaska, we have the geographic reach and carrier relationships to help you place the business.

Why Work With Commercial Sector Insurance Brokers?

Mining is a high-risk, detail-intensive industry — and it takes a true specialist to navigate the nuances of insuring it. At Commercial Sector Insurance Brokers, we bring decades of niche experience, strong market relationships, and a proactive approach to supporting our retail partners. We don’t just place policies — we help you deliver complete protection for your clients, backed by service and market access you can rely on.

Frequently Asked Questions

What types of accounts are a good fit for this Mining Insurance program?

We are a strong fit for coal, mineral, and aggregate mining operations, as well as mining consultants, contractor labor accounts, and manufacturers or distributors of mining equipment.

Can you help with hard-to-place or high-risk mining operations?

Yes, we specialize in complex and high-risk mining accounts, including highwall mining and continuous miner operations. We can also structure layered excess and inland marine solutions for larger risks.

Is this program available nationwide?

Yes, our Mining Insurance program is available in all 50 states, including Alaska and the District of Columbia.

Do you have markets for pollution liability and inland marine?

Yes, we offer both pollution liability and inland marine coverage as part of our comprehensive Mining Insurance offering.

What types of mining equipment risks can you cover?

We can place products liability coverage for manufacturers and distributors of mining equipment, supporting you in protecting these specialized operations.

Need help placing an account? Connect with a market specialist.

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Wholesale Broker
  • Admitted:
    All Available States
  • Carriers:
  • Carrier Ratings:
    A.M. Best A Rating
  • Commission:
    -
  • Min Premium:
    -

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CONTACT INFORMATION

LOCATION

600 Corporate Parkway, Suite 250
Birmingham, AL 35242
205-332-8117
CA License # 0H64722
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