Environmental and pollution risks can have a devastating financial impact on your clients—especially in today’s climate of heightened environmental awareness and regulatory scrutiny. Commercial Sector Insurance Brokers offers a robust Environmental / Pollution Insurance program designed to help you place business for clients who face these unique exposures.
As an experienced Excess & Surplus Lines Broker, Commercial Sector Insurance Brokers partners with 7+ top-rated carriers who specialize in environmental and pollution liability coverage. This allows us to offer tailored solutions for a wide range of industries and risk profiles, including the ability to combine pollution coverage with Commercial General Liability and Professional Liability when needed.
Ideal Accounts and Appetite
Our environmental/pollution markets are well-suited for a diverse set of industries. Target accounts include, but are not limited to:
- Environmental consultants and engineers
- Contractors involved in remediation, waste hauling, or demolition
- Manufacturing and industrial operations with onsite chemical or pollutant usage
- Oil and gas contractors, including spill response teams
- Property owners with known or potential contamination issues
You might have a client who operates a waste transfer station or manages above-ground storage tanks—these are the types of accounts we can help you place. Whether your insured is working with hazardous materials or simply exposed to environmental liability through past property use, we can assist.
Coverage Highlights and Advantages
Commercial Sector Insurance Brokers can provide access to standalone Environmental / Pollution Liability policies or package them with other critical coverages. Coverage types include:
- Contractors Pollution Liability (CPL)
- Premises Pollution Liability
- Professional Liability for environmental service providers
- Transportation Pollution Liability
- Site-specific Environmental Impairment Liability
This flexible approach allows you to match coverage to your client’s unique operations and exposures. We work closely with our carrier partners to ensure competitive terms and thoughtful underwriting, even on complex or distressed risks.
Underwriting Notes and Minimum Premiums
This program is offered on a non-admitted basis across all available states. The minimum premium starts at $2,500, and underwriting will consider a range of factors such as operations, prior losses, and environmental exposure levels.
Submissions should include a completed environmental/pollution application, current loss runs, and any relevant site assessments or operational details to ensure a smooth quoting process.
Territories and Availability
Our Environmental / Pollution Insurance program is available in the following states:
AL, AK, AZ, AR, CA, CO, CT, FL, GA, ID, IL, IN, IA, KS, KY, LA, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, SC, TN, TX, UT, VA, WA, WV, WI, WY
Why Work With Commercial Sector Insurance Brokers?
With access to 7+ specialized markets and deep expertise in environmental risks, Commercial Sector Insurance Brokers is your go-to partner for hard-to-place or specialty pollution accounts. We understand the nuances of this complex coverage line and offer responsive support, competitive pricing, and creative packaging options.
Whether your client needs a quick solution for a standard pollution exposure or a custom-crafted policy for a complex site, we’re ready to help. Please call today for more information.