Insurance agents and brokers seeking a reliable market for above ground storage tank (AST) liability coverage can turn to Continental Risk / Continental Marine Insurance Services. We offer a streamlined and responsive program that helps your clients meet federal and state financial responsibility requirements while protecting them against costly environmental exposures.
Ideal Accounts and Appetite
This program is designed for insureds who own or operate above ground storage tanks—either as part of their core operations or as ancillary storage. Common industries include:
- Fuel distributors and wholesalers
- Manufacturing and processing facilities
- Auto dealerships and service garages
- Construction and equipment rental companies
- Municipalities and public works departments
Whether you’re placing a single location with one or two tanks or a more complex schedule of multiple tanks across several states, our program is flexible enough to accommodate a wide range of risk profiles.
Coverage Highlights and Advantages
Our AST Liability Insurance offers broad protection against environmental and third-party exposures. Key coverage features include:
- Third-party bodily injury and property damage coverage related to scheduled storage tank incidents
- Corrective action costs for contamination issues arising from listed tanks
- Meets federal and/or state financial responsibility requirements (where applicable)
- Available on both admitted and non-admitted paper, depending on state and risk profile
- Enhanced coverage terms, including:
- Flexible limits and deductible options
- Broad definitions of “additional insured”, “first named insured”, and “remediation costs”
- Improved extended reporting period provisions
Underwriting Notes and Minimum Premiums
We’ve designed the underwriting process to be efficient and agent-friendly. In most cases, a simple and fully completed application is all that’s needed to get a quote. Once approved, policies and financial responsibility certificates can often be issued the same day.
Coverage limits range from $500,000 per occurrence/$1 million aggregate up to $5 million per/$5 million aggregate. Minimum premium starts at just $350, making it accessible for a wide variety of insureds.
Territories and Availability
This program is available in most states, including but not limited to CA, TX, FL, NY, IL, PA, and GA. We currently write in all 50 states and Washington, DC, with both admitted and non-admitted options depending on jurisdiction.
Why Work With Continental Risk / Continental Marine Insurance Services?
As a trusted wholesale broker with access to multiple carriers, Continental Risk / Continental Marine Insurance Services brings deep expertise in environmental and specialty liability coverage. We understand the unique risks that come with owning above ground storage tanks and help agents find tailored solutions for their clients—quickly and efficiently.
With fast turnaround times, responsive underwriting, and flexible coverage terms, we make it easier for you to place storage tank liability risks with confidence.
If you have a client with tanks that need to meet compliance or just want peace of mind against accidental releases, we’re here to help.
Frequently Asked Questions
What types of accounts are a good fit for this program?
Fuel distributors, manufacturers, municipalities, auto service operations, and any business with scheduled above ground storage tanks are ideal candidates.
Does this program satisfy state and federal financial responsibility requirements?
Yes, where applicable, the policy or certificate can fulfill financial responsibility requirements for storage tanks.
What is the turnaround time for quotes and policy issuance?
With a fully completed application, quotes are typically returned quickly, and in many cases, same-day policy and certificate issuance is available.
What coverage limits are available?
Limits range from $500,000 per occurrence/$1 million aggregate to $5 million per/$5 million aggregate, depending on the risk and underwriting approval.
In which states is this program available?
The program is available in most U.S. states and Washington, DC. Admitted or non-admitted options vary by jurisdiction.
Need help placing an account? Connect with a market specialist.