Architects & Engineers Liability Program from Continental Risk / Continental Marine Insurance Services
Continental Risk / Continental Marine Insurance Services offers a specialized program designed for professionals and firms in the design, engineering, and environmental consulting sectors. Our Architects & Engineers Professional Liability, Commercial General Liability, and Contractors Pollution Liability program is tailored to address the complex risks faced by professionals operating in technical and environmentally sensitive fields.
Ideal Accounts and Appetite
This program is designed for a range of professional service providers, including:
- Engineers and engineering firms
- Environmental consultants and contractors
- Testing laboratories and analytical firms
- Oil and gas consultants
Whether your client is a small engineering consultancy or a larger firm providing environmental testing services, this program offers flexible liability solutions for professionals exposed to contractual and pollution-based risks.
Coverage Highlights and Advantages
Our policy combines three critical coverages into one comprehensive solution:
- Professional Liability – Protects against claims arising from errors, omissions, or negligence in the performance of professional services.
- Commercial General Liability (CGL) – Provided on an occurrence basis, this protects against bodily injury, property damage, and other general liability exposures on the A&E contract.
- Contractors Pollution Liability – Covers liability related to the release or transportation of pollutants, helping insureds manage increasingly complex environmental regulations.
Key endorsements and features include:
- Media & Technology coverage available
- Onsite Cleanup endorsement for laboratories
- Transportation of Pollutants Liability coverage
- Blanket Primary & Non-Contributory endorsement
- Hired & Non-Owned Auto endorsement
Limits of liability are available up to $2 million, offering essential protection for a wide variety of professional service providers.
Underwriting Notes and Minimum Premiums
Minimum premiums vary by risk type, coverage limits, and underwriting criteria. Our experienced team works closely with appointed agents and brokers to assess each submission and structure coverage that fits their clients’ needs.
We welcome submissions for accounts with complex contractual requirements, high pollution exposures, or unique liability needs. However, we are not an admitted market in any state and all placements are handled on a non-admitted basis.
Territories and Availability
This program is available in all 50 states and the District of Columbia, including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY.
Why Work With Continental Risk / Continental Marine Insurance Services?
As a general agency and excess & surplus lines broker, Continental Risk / Continental Marine Insurance Services brings deep expertise in hard-to-place liability and pollution risks. We understand the unique exposures faced by engineers and consultants and offer flexible solutions backed by a variety of carriers with strong industry experience.
You can rely on us to help you place specialty liability coverage for clients in technical fields—whether you're working with a geoengineering firm transporting soil samples across state lines or a lab providing environmental testing services under tight regulatory scrutiny.
For more information about how to access this program, please visit our company profile.
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program is ideal for engineers, testing laboratories, environmental consultants, and oil and gas consultants with liability or pollution exposures.
Is this program admitted in any states?
No, this program is offered on a non-admitted basis across all available states.
What is the maximum limit of liability available?
We offer limits of liability up to $2 million, depending on the risk profile and underwriting evaluation.
Are pollution-related endorsements included?
Yes, the program includes Contractors Pollution Liability and available endorsements for Onsite Cleanup and Transportation of Pollutants.
What states is this program available in?
This program is available in all 50 states and Washington, DC.
Need help placing an account? Connect with a market specialist.