Drywall and Wallboard Installers Program from Continental Risk
Continental Risk, an experienced Excess & Surplus Lines broker, offers a focused insurance program for drywall and wallboard installation contractors. Designed for agents and brokers, this non-admitted program — backed by an A-rated carrier — helps you place accounts that have unique liability and operational exposures in the construction trades.
Ideal Accounts and Appetite
This product suits drywall and wallboard installers working in both residential and commercial construction. New residential construction (including tract housing) is acceptable. The program accommodates a broad range of project types, from single-family homes to large developments and commercial tenant improvement work.
Auto and pollution exposures can be added as optional coverages, allowing you to package multiple lines for a single client when needed.
Examples of accounts that fit well:
- A mid-sized subcontractor installing drywall for a new residential subdivision.
- A commercial wallboard installer performing tenant improvements and office renovations.
Coverage Highlights and Advantages
Continental Risk’s drywall and wallboard product emphasizes strong liability protection and flexible limits to meet contract requirements:
- General Liability with a blanket Additional Insured (AI) endorsement included
- Defense costs outside the policy limits for enhanced claims protection
- Primary limits: 1/2/2 (per occurrence/products/completed operations)
- Excess limits available to satisfy larger project or GC requirements
- Optional coverages for Auto and Pollution exposures
This suite of features is intended to help your insureds meet general contractor and owner insurance requirements while limiting coverage gaps.
Underwriting Notes and Minimum Premiums
Underwriting is flexible and suitable for both new and experienced installers. The program evaluates each submission on its individual merits and works with agents to structure appropriate coverage.
- $775 minimum premium for accounts with no new residential construction
- $3,000 minimum premium for accounts involved in new residential construction
Submit detailed loss runs, payroll and revenue splits, and a description of operations to speed placement and get the most appropriate terms.
Territories and Availability
This is a non-admitted program available in the following states:
AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY
Because placement is non-admitted, the program is a good option for accounts that fall outside admitted carrier appetite or need customized underwriting solutions.
Why Work With Continental Risk
Continental Risk combines broker-focused service with deep underwriting expertise in niche construction classes. With access to an A-rated carrier and a broad appetite for drywall and wallboard installers, Continental Risk helps you secure competitive, project-specific coverage for accounts that can be challenging to place in admitted markets.
The program is structured to be responsive and easy to work with—from initial submission through binding—so you can move quickly on competitive opportunities. To learn more about this program, visit our website at www.continentalriskins.com.
Frequently Asked Questions
What types of accounts are a good fit for this drywall installer program?
This program is designed for residential and commercial drywall and wallboard contractors, including those doing new construction and tract housing projects.
Can I place accounts with auto or pollution exposures?
Yes. Auto and pollution are available as optional coverages and can be added to a general liability/excess placement to create a broader package.
Is the program available in admitted markets?
No. This product is offered on a non-admitted basis through an A-rated carrier in the states listed above.
What is the minimum premium for this program?
Minimums are $775 for accounts with no new residential construction and $3,000 for accounts involved in new residential work. Each submission is underwritten individually.
Are excess limits available for larger projects?
Yes. Excess liability limits are available and can be tailored to meet specific project or contract requirements.
Need help placing an account? Connect with a market specialist.