Comprehensive Glass Dealers/Glaziers Insurance Program from Continental Risk
Continental Risk, a specialized Excess & Surplus Lines Broker, offers a focused insurance program for Glass Dealers and Glaziers. Backed by an A-rated carrier, this non-admitted program is built to address the practical liability and operational exposures of businesses that install, fabricate, or repair glass across commercial and residential work.
Ideal Accounts and Appetite
This program is designed for contractors and firms whose primary operations involve glass work. Typical accounts we place include small independent glaziers, glass fabricators, and larger crews working on tract housing, new residential construction, storefronts, and commercial glazing projects.
We commonly accept accounts that include:
- New residential construction and tract work
- Commercial storefront and curtainwall installation
- Interior glass work, mirrors, and shower enclosures
- Custom glass fabrication and repair services
Accounts without new residential exposure may qualify for a lower minimum premium, making this program accessible to smaller contractors and service providers.
Coverage Highlights and Advantages
- General Liability: 1/2/2 limits available with defense costs outside the limits.
- Excess Liability: Additional limits available to protect larger or higher-risk operations.
- Blanket Additional Insureds: Included in base coverage to simplify contract requirements.
- Optional Coverages: Auto and Pollution Liability available to address broader exposures.
The program is structured to reflect common jobsite exposures for glaziers and glass dealers, including installation risks, fabrication operations, and third-party property damage exposures.
Underwriting Notes and Minimum Premiums
Underwriters evaluate submissions with attention to operations, loss history, safety programs, and residential exposure. Key minimums are:
- $775 — accounts with no new residential exposure
- $3,000 — accounts that include new residential construction
Provide complete submission details (scope of work, payroll/sales breakdown, projects, loss runs) to accelerate placement. Our underwriting team can guide you on fillable exposures and typical documentation requested.
Territories and Availability
This product is placed on a non-admitted basis and is available in the following states:
AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY
Why Work With Continental Risk?
Continental Risk specializes in niche contractor markets and offers direct access to A-rated capacity in the Excess & Surplus marketplace. We provide hands-on underwriting, practical contract wording (including blanket additional insured language), and flexible options for complex or non-standard glass operations.
You can rely on our underwriting team to work with you on difficult placements and to help structure limits and optional coverages that fit the account’s exposure profile.
Example Accounts That Fit This Program
- A small glazier that performs residential window replacement and interior glass work for remodels, with no new residential construction—likely to meet the lower minimum premium threshold.
- A mid-size contractor installing storefronts and glass curtainwall on mixed commercial and new residential projects—benefits from excess limits and blanket additional insureds to satisfy contract requirements.
To learn more or to submit a risk, visit our full website at www.continentalriskins.com.
Frequently Asked Questions
What types of accounts are a good fit for this Glass Dealers/Glaziers program?
This program is ideal for contractors involved in the installation, repair, or fabrication of glass for both commercial and residential projects, including tract housing and new construction.
Is new residential construction covered under this program?
Yes. New residential construction is acceptable; accounts with this exposure will be subject to the higher minimum premium listed by underwriting.
What coverages are included or available with this program?
Core coverage includes General Liability with 1/2/2 limits and defense outside the limits. Blanket Additional Insureds are included; Excess Liability, Auto, and Pollution Liability are available as options.
In which states is this program available?
This program is offered on a non-admitted basis and is available in the contiguous states listed above plus Washington, D.C. Check with underwriting for any state-specific requirements.
What is the minimum premium for this program?
Minimum premiums start at $775 for accounts without new residential exposure and $3,000 for accounts that include new residential construction.
Need help placing an account? Connect with a market specialist.